E
Ambridge Area Federal Credit Union
BadenPA
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Ambridge Area Federal Credit Union
Baden, PA
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Rating E
Asset Quality Index 6.50
Capitalization Index 3.80
Liquidity Index 5.30
Profitability Index 0.00
Stability Index 3.00
Company Info Ambridge Area Federal Credit Union
Baden, PA
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NCUA Charter Number 648
Phone Number (724) 869-3342
Website www.ambridgeareafcu.com
Asset Quality Ambridge Area Federal Credit Union
Baden, PA
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1-Year Asset Growth -5.29%
5-Year Asset Growth 2.85%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 2.13%
Non-Performing Assets to Assets 0.51%
Non-Performing Loans to Capital 6.62%
Non-Performing Loans to Loans 1.70%
Balance Sheet Ambridge Area Federal Credit Union
Baden, PA
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Total Assets 12.90M
Total Deposits 12.11M
Capital and Reserves Ambridge Area Federal Credit Union
Baden, PA
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Capital 774.00K
Leverage Ratio 6.15
Loan Loss Reserves to Loans 2.40%
Liquidity Ambridge Area Federal Credit Union
Baden, PA
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Hot Money Ratio 6.86%
Liquidity Ratio 48.26%
Profitability Ambridge Area Federal Credit Union
Baden, PA
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5-Year Return on Average Assets -0.65%
Net Income -80.00K
Net Interest Spread 1.51%
Operating Profit to Average Assets -1.14%
Overhead Efficiency Ratio 181.25%
Return on Assets -1.21%
Return on Equity -19.68%