| Weiss Ratings |
Charter Oak Federal Credit Union
Waterford, CT |
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| Rating | ||||
| Asset Quality Index | 9.50 | |||
| Capitalization Index | 7.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 8.50 | |||
| Stability Index | 7.10 | |||
| Company Info |
Charter Oak Federal Credit Union
Waterford, CT |
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| NCUA Charter Number | 65 | |||
| Phone Number | (860) 446-8085 | |||
| Website | www.charteroak.org | |||
| Asset Quality |
Charter Oak Federal Credit Union
Waterford, CT |
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| 1-Year Asset Growth | 3.70% | |||
| 5-Year Asset Growth | 6.33% | |||
| 5-Year Charge-Offs to Average Loans | 0.08% | |||
| Charge-Offs to Average Loans | 0.23% | |||
| Non-Performing Assets to Assets | 0.26% | |||
| Non-Performing Loans to Capital | 2.65% | |||
| Non-Performing Loans to Loans | 0.47% | |||
| Balance Sheet |
Charter Oak Federal Credit Union
Waterford, CT |
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| Total Assets | 1.64B | |||
| Total Deposits | 1.43B | |||
| Capital and Reserves |
Charter Oak Federal Credit Union
Waterford, CT |
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| Capital | 155.70M | |||
| Leverage Ratio | 12.05 | |||
| Loan Loss Reserves to Loans | 0.47% | |||
| Liquidity |
Charter Oak Federal Credit Union
Waterford, CT |
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| Hot Money Ratio | 11.91% | |||
| Liquidity Ratio | 17.54% | |||
| Profitability |
Charter Oak Federal Credit Union
Waterford, CT |
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| 5-Year Return on Average Assets | 0.86% | |||
| Net Income | 16.07M | |||
| Net Interest Spread | 3.30% | |||
| Operating Profit to Average Assets | 1.40% | |||
| Overhead Efficiency Ratio | 62.23% | |||
| Return on Assets | 1.30% | |||
| Return on Equity | 15.14% | |||