B
Pacific Crest Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
9.90
Leverage
Ratio
9.96
Return On
Assets
0.83%
Total
Assets
365.96M
Capital
36.37M
Total
Deposits
326.88M
Net
Income
1.50M
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Weiss Ratings Pacific Crest Federal Credit Union
Klamath Falls, OR 		Click to
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Rating B
Asset Quality Index 8.10
Capitalization Index 7.60
Liquidity Index 3.70
Profitability Index 6.90
Stability Index 6.70
Company Info Pacific Crest Federal Credit Union
Klamath Falls, OR 		Click to
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NCUA Charter Number 660
Phone Number (541) 884-1376
Website www.mypcfcu.org
Asset Quality Pacific Crest Federal Credit Union
Klamath Falls, OR 		Click to
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1-Year Asset Growth 7.95%
5-Year Asset Growth 14.83%
5-Year Charge-Offs to Average Loans 0.24%
Charge-Offs to Average Loans 0.59%
Non-Performing Assets to Assets 0.52%
Non-Performing Loans to Capital 4.94%
Non-Performing Loans to Loans 0.68%
Balance Sheet Pacific Crest Federal Credit Union
Klamath Falls, OR 		Click to
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Total Assets 365.96M
Total Deposits 326.88M
Capital and Reserves Pacific Crest Federal Credit Union
Klamath Falls, OR 		Click to
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Capital 36.37M
Leverage Ratio 9.96
Loan Loss Reserves to Loans 0.80%
Liquidity Pacific Crest Federal Credit Union
Klamath Falls, OR 		Click to
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Hot Money Ratio 8.34%
Liquidity Ratio 20.77%
Profitability Pacific Crest Federal Credit Union
Klamath Falls, OR 		Click to
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5-Year Return on Average Assets 0.96%
Net Income 1.50M
Net Interest Spread 6.00%
Operating Profit to Average Assets 1.40%
Overhead Efficiency Ratio 76.04%
Return on Assets 0.83%
Return on Equity 8.42%