Pacific Crest Federal Credit Union

Klamath Falls, OR

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	Pacific Crest Federal Credit Union Klamath Falls, OR	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	8.80
Capitalization Index	7.50
Liquidity Index	4.20
Profitability Index	6.90
Stability Index	6.60

Company Info	Pacific Crest Federal Credit Union Klamath Falls, OR	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	660
Phone Number	(541) 884-1376
Website	www.mypcfcu.org

Asset Quality	Pacific Crest Federal Credit Union Klamath Falls, OR	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	6.98%
5-Year Asset Growth	14.83%
5-Year Charge-Offs to Average Loans	0.24%
Charge-Offs to Average Loans	0.52%
Non-Performing Assets to Assets	0.41%
Non-Performing Loans to Capital	3.94%
Non-Performing Loans to Loans	0.60%

Balance Sheet	Pacific Crest Federal Credit Union Klamath Falls, OR	Click to Compare	Click to Compare	Click to Compare
Total Assets	361.50M
Total Deposits	323.39M

Capital and Reserves	Pacific Crest Federal Credit Union Klamath Falls, OR	Click to Compare	Click to Compare	Click to Compare
Capital	35.62M
Leverage Ratio	9.88
Loan Loss Reserves to Loans	0.82%

Liquidity	Pacific Crest Federal Credit Union Klamath Falls, OR	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	8.25%
Liquidity Ratio	26.11%

Profitability	Pacific Crest Federal Credit Union Klamath Falls, OR	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.96%
Net Income	774.00K
Net Interest Spread	6.09%
Operating Profit to Average Assets	1.46%
Overhead Efficiency Ratio	74.58%
Return on Assets	0.87%
Return on Equity	8.80%