B
Pacific Crest Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
9.81
Leverage
Ratio
9.83
Return On
Assets
0.83%
Total
Assets
378.33M
Capital
37.23M
Total
Deposits
338.11M
Net
Income
2.26M
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Weiss Ratings Pacific Crest Federal Credit Union
Klamath Falls, OR 		Click to
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Rating B
Asset Quality Index 8.60
Capitalization Index 7.50
Liquidity Index 3.60
Profitability Index 6.70
Stability Index 6.60
Company Info Pacific Crest Federal Credit Union
Klamath Falls, OR 		Click to
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NCUA Charter Number 660
Phone Number (541) 884-1376
Website www.mypcfcu.org
Asset Quality Pacific Crest Federal Credit Union
Klamath Falls, OR 		Click to
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1-Year Asset Growth 9.24%
5-Year Asset Growth 14.83%
5-Year Charge-Offs to Average Loans 0.24%
Charge-Offs to Average Loans 0.57%
Non-Performing Assets to Assets 0.43%
Non-Performing Loans to Capital 4.15%
Non-Performing Loans to Loans 0.60%
Balance Sheet Pacific Crest Federal Credit Union
Klamath Falls, OR 		Click to
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Total Assets 378.33M
Total Deposits 338.11M
Capital and Reserves Pacific Crest Federal Credit Union
Klamath Falls, OR 		Click to
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Capital 37.23M
Leverage Ratio 9.83
Loan Loss Reserves to Loans 0.80%
Liquidity Pacific Crest Federal Credit Union
Klamath Falls, OR 		Click to
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Hot Money Ratio 7.90%
Liquidity Ratio 19.60%
Profitability Pacific Crest Federal Credit Union
Klamath Falls, OR 		Click to
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5-Year Return on Average Assets 0.96%
Net Income 2.26M
Net Interest Spread 5.93%
Operating Profit to Average Assets 1.35%
Overhead Efficiency Ratio 76.81%
Return on Assets 0.83%
Return on Equity 8.38%