Southwest Federal Credit Union
Major Rating Factors:
Very Weak current capitalization (0.2 on a scale of 0 to 10) based on a net capital to total assets of 3.5 and a net worth ratio of 0.0.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (1.9 on a scale of 0 to 10). Fair liquidity 5.0, driven by a liquidity ratio of 14.8 percent and a “hot money” ratio of 14.7 percent.
Asset Mix:
Consumer loans (17%), home mtgs (7%), other (77%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
8111 Harper Drive, NE
Albuquerque, NM 87111
Albuquerque, NM 87111
Phone Number
(505) 243-6751
NCUA Charter Number
Website
Largest Competitors
Albuquerque, NM
Albuquerque, NM
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Albuquerque, NM
Albuquerque, NM