B
Gold Coast Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Gold Coast Federal Credit Union
Palm Springs, FL
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Rating B
Asset Quality Index 10.00
Capitalization Index 7.30
Liquidity Index 4.60
Profitability Index 5.80
Stability Index 5.70
Company Info Gold Coast Federal Credit Union
Palm Springs, FL
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NCUA Charter Number 662
Phone Number (561) 965-1000
Website gcfcu.org
Asset Quality Gold Coast Federal Credit Union
Palm Springs, FL
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1-Year Asset Growth -2.39%
5-Year Asset Growth 6.72%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.15%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 1.70%
Non-Performing Loans to Loans 0.38%
Balance Sheet Gold Coast Federal Credit Union
Palm Springs, FL
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Total Assets 259.00M
Total Deposits 229.78M
Capital and Reserves Gold Coast Federal Credit Union
Palm Springs, FL
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Capital 25.10M
Leverage Ratio 11.73
Loan Loss Reserves to Loans 0.85%
Liquidity Gold Coast Federal Credit Union
Palm Springs, FL
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Hot Money Ratio 0.40%
Liquidity Ratio 19.52%
Profitability Gold Coast Federal Credit Union
Palm Springs, FL
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5-Year Return on Average Assets 0.67%
Net Income 1.24M
Net Interest Spread 4.69%
Operating Profit to Average Assets 0.87%
Overhead Efficiency Ratio 82.12%
Return on Assets 0.63%
Return on Equity 7.14%