| Weiss Ratings |
North Jersey Federal Credit Union
Totowa, NJ |
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| Rating | ||||
| Asset Quality Index | 6.90 | |||
| Capitalization Index | 5.20 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 1.40 | |||
| Stability Index | 4.20 | |||
| Company Info |
North Jersey Federal Credit Union
Totowa, NJ |
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| NCUA Charter Number | 667 | |||
| Phone Number | (973) 785-9200 | |||
| Website | njfcu.org | |||
| Asset Quality |
North Jersey Federal Credit Union
Totowa, NJ |
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| 1-Year Asset Growth | -2.51% | |||
| 5-Year Asset Growth | 1.38% | |||
| 5-Year Charge-Offs to Average Loans | 0.69% | |||
| Charge-Offs to Average Loans | 0.91% | |||
| Non-Performing Assets to Assets | 0.79% | |||
| Non-Performing Loans to Capital | 9.46% | |||
| Non-Performing Loans to Loans | 1.16% | |||
| Balance Sheet |
North Jersey Federal Credit Union
Totowa, NJ |
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| Total Assets | 228.65M | |||
| Total Deposits | 211.19M | |||
| Capital and Reserves |
North Jersey Federal Credit Union
Totowa, NJ |
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| Capital | 16.90M | |||
| Leverage Ratio | 10.83 | |||
| Loan Loss Reserves to Loans | 1.50% | |||
| Liquidity |
North Jersey Federal Credit Union
Totowa, NJ |
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| Hot Money Ratio | 3.85% | |||
| Liquidity Ratio | 8.23% | |||
| Profitability |
North Jersey Federal Credit Union
Totowa, NJ |
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| 5-Year Return on Average Assets | 0.31% | |||
| Net Income | 181.00K | |||
| Net Interest Spread | 4.14% | |||
| Operating Profit to Average Assets | 0.49% | |||
| Overhead Efficiency Ratio | 89.79% | |||
| Return on Assets | 0.10% | |||
| Return on Equity | 1.59% | |||