| Weiss Ratings |
North Jersey Federal Credit Union
Totowa, NJ |
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| Rating | ||||
| Asset Quality Index | 6.80 | |||
| Capitalization Index | 5.00 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 1.30 | |||
| Stability Index | 2.90 | |||
| Company Info |
North Jersey Federal Credit Union
Totowa, NJ |
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| NCUA Charter Number | 667 | |||
| Phone Number | (973) 785-9200 | |||
| Website | njfcu.org | |||
| Asset Quality |
North Jersey Federal Credit Union
Totowa, NJ |
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| 1-Year Asset Growth | -1.43% | |||
| 5-Year Asset Growth | 1.55% | |||
| 5-Year Charge-Offs to Average Loans | 0.65% | |||
| Charge-Offs to Average Loans | 0.77% | |||
| Non-Performing Assets to Assets | 0.54% | |||
| Non-Performing Loans to Capital | 9.13% | |||
| Non-Performing Loans to Loans | 1.13% | |||
| Balance Sheet |
North Jersey Federal Credit Union
Totowa, NJ |
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| Total Assets | 232.43M | |||
| Total Deposits | 213.94M | |||
| Capital and Reserves |
North Jersey Federal Credit Union
Totowa, NJ |
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| Capital | 17.67M | |||
| Leverage Ratio | 10.77 | |||
| Loan Loss Reserves to Loans | 1.24% | |||
| Liquidity |
North Jersey Federal Credit Union
Totowa, NJ |
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| Hot Money Ratio | 4.06% | |||
| Liquidity Ratio | 18.70% | |||
| Profitability |
North Jersey Federal Credit Union
Totowa, NJ |
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| 5-Year Return on Average Assets | 0.28% | |||
| Net Income | 298.00K | |||
| Net Interest Spread | 4.41% | |||
| Operating Profit to Average Assets | 0.43% | |||
| Overhead Efficiency Ratio | 92.10% | |||
| Return on Assets | 0.26% | |||
| Return on Equity | 3.52% | |||