| Weiss Ratings |
North Jersey Federal Credit Union
Totowa, NJ |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.30 | |||
| Capitalization Index | 4.30 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 1.90 | |||
| Stability Index | 3.90 | |||
| Company Info |
North Jersey Federal Credit Union
Totowa, NJ |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 667 | |||
| Phone Number | (973) 785-9200 | |||
| Website | www.njfcu.org | |||
| Asset Quality |
North Jersey Federal Credit Union
Totowa, NJ |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -4.91% | |||
| 5-Year Asset Growth | 1.38% | |||
| 5-Year Charge-Offs to Average Loans | 0.69% | |||
| Charge-Offs to Average Loans | 0.18% | |||
| Non-Performing Assets to Assets | 0.97% | |||
| Non-Performing Loans to Capital | 13.19% | |||
| Non-Performing Loans to Loans | 1.49% | |||
| Balance Sheet |
North Jersey Federal Credit Union
Totowa, NJ |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 237.38M | |||
| Total Deposits | 222.07M | |||
| Capital and Reserves |
North Jersey Federal Credit Union
Totowa, NJ |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 14.92M | |||
| Leverage Ratio | 10.58 | |||
| Loan Loss Reserves to Loans | 1.69% | |||
| Liquidity |
North Jersey Federal Credit Union
Totowa, NJ |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 3.44% | |||
| Liquidity Ratio | 14.15% | |||
| Profitability |
North Jersey Federal Credit Union
Totowa, NJ |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.31% | |||
| Net Income | 211.00K | |||
| Net Interest Spread | 3.96% | |||
| Operating Profit to Average Assets | 0.36% | |||
| Overhead Efficiency Ratio | 92.00% | |||
| Return on Assets | 0.36% | |||
| Return on Equity | 5.65% | |||