B
LAFCU
LansingMI
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings LAFCU
Lansing, MI
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 7.50
Capitalization Index 10.00
Liquidity Index 3.00
Profitability Index 5.20
Stability Index 10.00
Company Info LAFCU
Lansing, MI
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 669
Phone Number (517) 622-6600
Website Www.Lafcu.Com
Asset Quality LAFCU
Lansing, MI
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 1.72%
5-Year Asset Growth 8.62%
5-Year Charge-Offs to Average Loans 0.66%
Charge-Offs to Average Loans 1.20%
Non-Performing Assets to Assets 1.09%
Non-Performing Loans to Capital 5.33%
Non-Performing Loans to Loans 1.30%
Balance Sheet LAFCU
Lansing, MI
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 1.14B
Total Deposits 907.25M
Capital and Reserves LAFCU
Lansing, MI
Click to
Compare
Click to
Compare
Click to
Compare
Capital 223.36M
Leverage Ratio 20.49
Loan Loss Reserves to Loans 1.22%
Liquidity LAFCU
Lansing, MI
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 6.12%
Liquidity Ratio 18.09%
Profitability LAFCU
Lansing, MI
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 2.67%
Net Income 7.05M
Net Interest Spread 5.12%
Operating Profit to Average Assets 1.52%
Overhead Efficiency Ratio 70.36%
Return on Assets 0.82%
Return on Equity 4.30%