B
LAFCU
LansingMI
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings LAFCU
Lansing, MI
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Rating B
Asset Quality Index 7.50
Capitalization Index 10.00
Liquidity Index 3.80
Profitability Index 7.50
Stability Index 7.00
Company Info LAFCU
Lansing, MI
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NCUA Charter Number 669
Phone Number (517) 622-6600
Website Www.Lafcu.Com
Asset Quality LAFCU
Lansing, MI
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1-Year Asset Growth 8.74%
5-Year Asset Growth 8.62%
5-Year Charge-Offs to Average Loans 0.66%
Charge-Offs to Average Loans 1.29%
Non-Performing Assets to Assets 1.03%
Non-Performing Loans to Capital 5.28%
Non-Performing Loans to Loans 1.15%
Balance Sheet LAFCU
Lansing, MI
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Total Assets 1.15B
Total Deposits 927.45M
Capital and Reserves LAFCU
Lansing, MI
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Capital 216.72M
Leverage Ratio 19.84
Loan Loss Reserves to Loans 1.26%
Liquidity LAFCU
Lansing, MI
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Hot Money Ratio 6.58%
Liquidity Ratio 25.30%
Profitability LAFCU
Lansing, MI
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5-Year Return on Average Assets 2.67%
Net Income 2.49M
Net Interest Spread 5.15%
Operating Profit to Average Assets 1.38%
Overhead Efficiency Ratio 73.05%
Return on Assets 0.87%
Return on Equity 4.62%