| Weiss Ratings |
LAFCU
Lansing, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.20 | |||
| Capitalization Index | 7.80 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 7.10 | |||
| Stability Index | 7.30 | |||
| Company Info |
LAFCU
Lansing, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 669 | |||
| Phone Number | (517) 622-6600 | |||
| Website | www.lafcu.com | |||
| Asset Quality |
LAFCU
Lansing, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 6.25% | |||
| 5-Year Asset Growth | 8.21% | |||
| 5-Year Charge-Offs to Average Loans | 0.54% | |||
| Charge-Offs to Average Loans | 1.01% | |||
| Non-Performing Assets to Assets | 1.23% | |||
| Non-Performing Loans to Capital | 11.00% | |||
| Non-Performing Loans to Loans | 1.33% | |||
| Balance Sheet |
LAFCU
Lansing, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.06B | |||
| Total Deposits | 915.88M | |||
| Capital and Reserves |
LAFCU
Lansing, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 106.62M | |||
| Leverage Ratio | 11.63 | |||
| Loan Loss Reserves to Loans | 1.44% | |||
| Liquidity |
LAFCU
Lansing, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 7.11% | |||
| Liquidity Ratio | 20.43% | |||
| Profitability |
LAFCU
Lansing, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.94% | |||
| Net Income | 2.08M | |||
| Net Interest Spread | 3.99% | |||
| Operating Profit to Average Assets | 1.28% | |||
| Overhead Efficiency Ratio | 73.01% | |||
| Return on Assets | 0.79% | |||
| Return on Equity | 7.84% | |||