C
Grand Central Terminal Emp Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
12.32
Leverage
Ratio
12.32
Return On
Assets
-1.33%
Total
Assets
6.99M
Capital
861.00K
Total
Deposits
6.10M
Net
Income
-93.00K
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Weiss Ratings Grand Central Terminal Emp Federal Credit Union
New York, NY 		Click to
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.70
Profitability Index 0.00
Stability Index 4.40
Company Info Grand Central Terminal Emp Federal Credit Union
New York, NY 		Click to
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NCUA Charter Number 676
Phone Number (212) 697-5367
Website --
Asset Quality Grand Central Terminal Emp Federal Credit Union
New York, NY 		Click to
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1-Year Asset Growth -1.69%
5-Year Asset Growth -1.63%
5-Year Charge-Offs to Average Loans 0.84%
Charge-Offs to Average Loans 0.63%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 0.91%
Non-Performing Loans to Loans 0.54%
Balance Sheet Grand Central Terminal Emp Federal Credit Union
New York, NY 		Click to
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Total Assets 6.99M
Total Deposits 6.10M
Capital and Reserves Grand Central Terminal Emp Federal Credit Union
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Capital 861.00K
Leverage Ratio 12.32
Loan Loss Reserves to Loans 0.95%
Liquidity Grand Central Terminal Emp Federal Credit Union
New York, NY 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 15.37%
Profitability Grand Central Terminal Emp Federal Credit Union
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5-Year Return on Average Assets -0.52%
Net Income -93.00K
Net Interest Spread 4.20%
Operating Profit to Average Assets -1.30%
Overhead Efficiency Ratio 128.52%
Return on Assets -1.33%
Return on Equity -10.26%