C
Grand Central Terminal Emp Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
12.18
Leverage
Ratio
12.18
Return On
Assets
-0.35%
Total
Assets
6.91M
Capital
842.00K
Total
Deposits
6.05M
Net
Income
-19.00K
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Weiss Ratings Grand Central Terminal Emp Federal Credit Union
New York, NY 		Click to
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.90
Profitability Index 0.50
Stability Index 4.60
Company Info Grand Central Terminal Emp Federal Credit Union
New York, NY 		Click to
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NCUA Charter Number 676
Phone Number (212) 697-5367
Website --
Asset Quality Grand Central Terminal Emp Federal Credit Union
New York, NY 		Click to
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1-Year Asset Growth 0.22%
5-Year Asset Growth -1.63%
5-Year Charge-Offs to Average Loans 0.81%
Charge-Offs to Average Loans 0.38%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 1.17%
Non-Performing Loans to Loans 0.73%
Balance Sheet Grand Central Terminal Emp Federal Credit Union
New York, NY 		Click to
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Total Assets 6.91M
Total Deposits 6.05M
Capital and Reserves Grand Central Terminal Emp Federal Credit Union
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Capital 842.00K
Leverage Ratio 12.18
Loan Loss Reserves to Loans 0.95%
Liquidity Grand Central Terminal Emp Federal Credit Union
New York, NY 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 27.67%
Profitability Grand Central Terminal Emp Federal Credit Union
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5-Year Return on Average Assets -0.87%
Net Income -19.00K
Net Interest Spread 4.60%
Operating Profit to Average Assets -0.35%
Overhead Efficiency Ratio 106.75%
Return on Assets -0.35%
Return on Equity -2.96%