Grand Central Terminal Emp Federal Credit Union

New York, NY

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
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Total
Assets

Capital

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Weiss Ratings	Grand Central Terminal Emp Federal Credit Union New York, NY	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	10.00
Capitalization Index	10.00
Liquidity Index	7.00
Profitability Index	1.00
Stability Index	4.60

Company Info	Grand Central Terminal Emp Federal Credit Union New York, NY	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	676
Phone Number	(212) 697-5367
Website	--

Asset Quality	Grand Central Terminal Emp Federal Credit Union New York, NY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	1.80%
5-Year Asset Growth	-1.63%
5-Year Charge-Offs to Average Loans	0.81%
Charge-Offs to Average Loans	0.57%
Non-Performing Assets to Assets	0.08%
Non-Performing Loans to Capital	0.69%
Non-Performing Loans to Loans	0.44%

Balance Sheet	Grand Central Terminal Emp Federal Credit Union New York, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	7.30M
Total Deposits	6.43M

Capital and Reserves	Grand Central Terminal Emp Federal Credit Union New York, NY	Click to Compare	Click to Compare	Click to Compare
Capital	853.00K
Leverage Ratio	11.68
Loan Loss Reserves to Loans	0.95%

Liquidity	Grand Central Terminal Emp Federal Credit Union New York, NY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	29.36%

Profitability	Grand Central Terminal Emp Federal Credit Union New York, NY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	-0.87%
Net Income	-8.00K
Net Interest Spread	4.54%
Operating Profit to Average Assets	-0.19%
Overhead Efficiency Ratio	97.44%
Return on Assets	-0.22%
Return on Equity	-1.86%