B
Cinfed Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cinfed Federal Credit Union
Cincinnati, OH
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Rating B
Asset Quality Index 9.40
Capitalization Index 9.00
Liquidity Index 2.80
Profitability Index 7.80
Stability Index 6.30
Company Info Cinfed Federal Credit Union
Cincinnati, OH
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NCUA Charter Number 68
Phone Number (513) 333-4210
Website www.cinfed.com
Asset Quality Cinfed Federal Credit Union
Cincinnati, OH
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1-Year Asset Growth 12.31%
5-Year Asset Growth 8.48%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.21%
Non-Performing Assets to Assets 0.27%
Non-Performing Loans to Capital 2.37%
Non-Performing Loans to Loans 0.32%
Balance Sheet Cinfed Federal Credit Union
Cincinnati, OH
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Total Assets 825.47M
Total Deposits 692.24M
Capital and Reserves Cinfed Federal Credit Union
Cincinnati, OH
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Capital 89.77M
Leverage Ratio 11.50
Loan Loss Reserves to Loans 0.96%
Liquidity Cinfed Federal Credit Union
Cincinnati, OH
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Hot Money Ratio 9.05%
Liquidity Ratio 17.04%
Profitability Cinfed Federal Credit Union
Cincinnati, OH
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5-Year Return on Average Assets 1.00%
Net Income 6.38M
Net Interest Spread 3.81%
Operating Profit to Average Assets 1.34%
Overhead Efficiency Ratio 71.13%
Return on Assets 1.08%
Return on Equity 9.97%