| Weiss Ratings |
Education First Credit Union
Columbus, OH |
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| Rating | ||||
| Asset Quality Index | 6.60 | |||
| Capitalization Index | 6.50 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 5.10 | |||
| Company Info |
Education First Credit Union
Columbus, OH |
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| NCUA Charter Number | 681 | |||
| Phone Number | (614) 221-9376 | |||
| Website | www.educu.org | |||
| Asset Quality |
Education First Credit Union
Columbus, OH |
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| 1-Year Asset Growth | 7.05% | |||
| 5-Year Asset Growth | 5.16% | |||
| 5-Year Charge-Offs to Average Loans | 0.69% | |||
| Charge-Offs to Average Loans | 1.50% | |||
| Non-Performing Assets to Assets | 1.08% | |||
| Non-Performing Loans to Capital | 10.47% | |||
| Non-Performing Loans to Loans | 1.53% | |||
| Balance Sheet |
Education First Credit Union
Columbus, OH |
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| Total Assets | 149.22M | |||
| Total Deposits | 130.49M | |||
| Capital and Reserves |
Education First Credit Union
Columbus, OH |
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| Capital | 13.81M | |||
| Leverage Ratio | 9.02 | |||
| Loan Loss Reserves to Loans | 1.49% | |||
| Liquidity |
Education First Credit Union
Columbus, OH |
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| Hot Money Ratio | 7.55% | |||
| Liquidity Ratio | 15.47% | |||
| Profitability |
Education First Credit Union
Columbus, OH |
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| 5-Year Return on Average Assets | 0.38% | |||
| Net Income | 137.00K | |||
| Net Interest Spread | 4.55% | |||
| Operating Profit to Average Assets | 0.86% | |||
| Overhead Efficiency Ratio | 84.47% | |||
| Return on Assets | 0.37% | |||
| Return on Equity | 3.99% | |||