| Weiss Ratings |
Education First Credit Union
Columbus, OH |
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| Rating | ||||
| Asset Quality Index | 6.70 | |||
| Capitalization Index | 6.70 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 4.20 | |||
| Company Info |
Education First Credit Union
Columbus, OH |
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| NCUA Charter Number | 681 | |||
| Phone Number | (614) 221-9376 | |||
| Website | www.educu.org | |||
| Asset Quality |
Education First Credit Union
Columbus, OH |
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| 1-Year Asset Growth | -5.49% | |||
| 5-Year Asset Growth | 4.62% | |||
| 5-Year Charge-Offs to Average Loans | 0.72% | |||
| Charge-Offs to Average Loans | 1.24% | |||
| Non-Performing Assets to Assets | 1.01% | |||
| Non-Performing Loans to Capital | 9.75% | |||
| Non-Performing Loans to Loans | 1.44% | |||
| Balance Sheet |
Education First Credit Union
Columbus, OH |
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| Total Assets | 139.39M | |||
| Total Deposits | 122.70M | |||
| Capital and Reserves |
Education First Credit Union
Columbus, OH |
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| Capital | 12.85M | |||
| Leverage Ratio | 9.38 | |||
| Loan Loss Reserves to Loans | 1.74% | |||
| Liquidity |
Education First Credit Union
Columbus, OH |
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| Hot Money Ratio | 5.59% | |||
| Liquidity Ratio | 13.37% | |||
| Profitability |
Education First Credit Union
Columbus, OH |
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| 5-Year Return on Average Assets | 0.54% | |||
| Net Income | -37.00K | |||
| Net Interest Spread | 4.65% | |||
| Operating Profit to Average Assets | 1.06% | |||
| Overhead Efficiency Ratio | 81.80% | |||
| Return on Assets | -0.11% | |||
| Return on Equity | -1.15% | |||