C
Central Jersey Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Central Jersey Federal Credit Union
Woodbridge, NJ
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Rating C
Asset Quality Index 7.50
Capitalization Index 6.20
Liquidity Index 4.20
Profitability Index 1.60
Stability Index 2.40
Company Info Central Jersey Federal Credit Union
Woodbridge, NJ
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NCUA Charter Number 686
Phone Number (732) 634-0600
Website www.cjfcu.org
Asset Quality Central Jersey Federal Credit Union
Woodbridge, NJ
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1-Year Asset Growth -8.38%
5-Year Asset Growth 6.13%
5-Year Charge-Offs to Average Loans 0.70%
Charge-Offs to Average Loans 1.53%
Non-Performing Assets to Assets 0.32%
Non-Performing Loans to Capital 3.59%
Non-Performing Loans to Loans 0.75%
Balance Sheet Central Jersey Federal Credit Union
Woodbridge, NJ
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Total Assets 98.34M
Total Deposits 88.67M
Capital and Reserves Central Jersey Federal Credit Union
Woodbridge, NJ
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Capital 8.45M
Leverage Ratio 8.76
Loan Loss Reserves to Loans 0.83%
Liquidity Central Jersey Federal Credit Union
Woodbridge, NJ
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Hot Money Ratio 0.00%
Liquidity Ratio 22.64%
Profitability Central Jersey Federal Credit Union
Woodbridge, NJ
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5-Year Return on Average Assets 0.49%
Net Income 45.00K
Net Interest Spread 3.93%
Operating Profit to Average Assets 0.70%
Overhead Efficiency Ratio 83.29%
Return on Assets 0.18%
Return on Equity 2.13%