Central Jersey Federal Credit Union
| Weiss Ratings |
Central Jersey Federal Credit Union
Woodbridge, NJ |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 7.20 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 2.30 | |||
| Stability Index | 2.70 | |||
| Company Info |
Central Jersey Federal Credit Union
Woodbridge, NJ |
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| NCUA Charter Number | 686 | |||
| Phone Number | (732) 634-0600 | |||
| Website | www.cjfcu.org | |||
| Asset Quality |
Central Jersey Federal Credit Union
Woodbridge, NJ |
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| 1-Year Asset Growth | -7.96% | |||
| 5-Year Asset Growth | 6.13% | |||
| 5-Year Charge-Offs to Average Loans | 0.70% | |||
| Charge-Offs to Average Loans | 0.98% | |||
| Non-Performing Assets to Assets | 0.36% | |||
| Non-Performing Loans to Capital | 3.61% | |||
| Non-Performing Loans to Loans | 0.75% | |||
| Balance Sheet |
Central Jersey Federal Credit Union
Woodbridge, NJ |
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| Total Assets | 91.21M | |||
| Total Deposits | 81.34M | |||
| Capital and Reserves |
Central Jersey Federal Credit Union
Woodbridge, NJ |
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| Capital | 8.75M | |||
| Leverage Ratio | 9.77 | |||
| Loan Loss Reserves to Loans | 0.75% | |||
| Liquidity |
Central Jersey Federal Credit Union
Woodbridge, NJ |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 16.55% | |||
| Profitability |
Central Jersey Federal Credit Union
Woodbridge, NJ |
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| 5-Year Return on Average Assets | 0.49% | |||
| Net Income | 339.00K | |||
| Net Interest Spread | 4.08% | |||
| Operating Profit to Average Assets | 0.82% | |||
| Overhead Efficiency Ratio | 80.80% | |||
| Return on Assets | 0.47% | |||
| Return on Equity | 5.28% | |||