D
Essex County Teachers Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
7.15
Leverage
Ratio
7.15
Return On
Assets
1.14%
Total
Assets
23.76M
Capital
1.70M
Total
Deposits
21.71M
Net
Income
66.00K
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Weiss Ratings Essex County Teachers Federal Credit Union
Bloomfield, NJ 		Click to
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Rating D
Asset Quality Index 6.50
Capitalization Index 4.80
Liquidity Index 3.70
Profitability Index 3.40
Stability Index 1.70
Company Info Essex County Teachers Federal Credit Union
Bloomfield, NJ 		Click to
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NCUA Charter Number 695
Phone Number (973) 748-8847
Website www.ectcu.org
Asset Quality Essex County Teachers Federal Credit Union
Bloomfield, NJ 		Click to
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1-Year Asset Growth -7.86%
5-Year Asset Growth 10.86%
5-Year Charge-Offs to Average Loans 1.10%
Charge-Offs to Average Loans 2.69%
Non-Performing Assets to Assets 0.62%
Non-Performing Loans to Capital 7.91%
Non-Performing Loans to Loans 1.54%
Balance Sheet Essex County Teachers Federal Credit Union
Bloomfield, NJ 		Click to
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Total Assets 23.76M
Total Deposits 21.71M
Capital and Reserves Essex County Teachers Federal Credit Union
Bloomfield, NJ 		Click to
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Capital 1.70M
Leverage Ratio 7.15
Loan Loss Reserves to Loans 1.80%
Liquidity Essex County Teachers Federal Credit Union
Bloomfield, NJ 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 20.93%
Profitability Essex County Teachers Federal Credit Union
Bloomfield, NJ 		Click to
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5-Year Return on Average Assets 1.11%
Net Income 66.00K
Net Interest Spread 4.42%
Operating Profit to Average Assets 1.48%
Overhead Efficiency Ratio 71.43%
Return on Assets 1.14%
Return on Equity 15.85%