B
First U.S. Community Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First U.S. Community Credit Union
Sacramento, CA
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Rating B
Asset Quality Index 10.00
Capitalization Index 7.40
Liquidity Index 2.80
Profitability Index 1.20
Stability Index 7.10
Company Info First U.S. Community Credit Union
Sacramento, CA
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NCUA Charter Number 703
Phone Number (916) 576-5700
Website www.firstus.org
Asset Quality First U.S. Community Credit Union
Sacramento, CA
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1-Year Asset Growth -0.12%
5-Year Asset Growth 7.57%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 0.19%
Non-Performing Loans to Capital 1.82%
Non-Performing Loans to Loans 0.28%
Balance Sheet First U.S. Community Credit Union
Sacramento, CA
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Total Assets 544.59M
Total Deposits 486.63M
Capital and Reserves First U.S. Community Credit Union
Sacramento, CA
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Capital 53.03M
Leverage Ratio 11.54
Loan Loss Reserves to Loans 1.20%
Liquidity First U.S. Community Credit Union
Sacramento, CA
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Hot Money Ratio 15.21%
Liquidity Ratio 13.62%
Profitability First U.S. Community Credit Union
Sacramento, CA
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5-Year Return on Average Assets 0.74%
Net Income 275.00K
Net Interest Spread 2.65%
Operating Profit to Average Assets 0.36%
Overhead Efficiency Ratio 88.16%
Return on Assets 0.20%
Return on Equity 2.08%
Weiss Ratings