First U.S. Community Credit Union
| Weiss Ratings |
First U.S. Community Credit Union
Sacramento, CA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 8.90 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 7.10 | |||
| Company Info |
First U.S. Community Credit Union
Sacramento, CA |
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| NCUA Charter Number | 703 | |||
| Phone Number | (916) 576-5700 | |||
| Website | www.firstus.org | |||
| Asset Quality |
First U.S. Community Credit Union
Sacramento, CA |
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| 1-Year Asset Growth | 0.36% | |||
| 5-Year Asset Growth | 5.60% | |||
| 5-Year Charge-Offs to Average Loans | 0.20% | |||
| Charge-Offs to Average Loans | 0.22% | |||
| Non-Performing Assets to Assets | 0.22% | |||
| Non-Performing Loans to Capital | 1.86% | |||
| Non-Performing Loans to Loans | 0.26% | |||
| Balance Sheet |
First U.S. Community Credit Union
Sacramento, CA |
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| Total Assets | 543.70M | |||
| Total Deposits | 480.42M | |||
| Capital and Reserves |
First U.S. Community Credit Union
Sacramento, CA |
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| Capital | 58.71M | |||
| Leverage Ratio | 11.78 | |||
| Loan Loss Reserves to Loans | 1.26% | |||
| Liquidity |
First U.S. Community Credit Union
Sacramento, CA |
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| Hot Money Ratio | 16.39% | |||
| Liquidity Ratio | 17.37% | |||
| Profitability |
First U.S. Community Credit Union
Sacramento, CA |
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| 5-Year Return on Average Assets | 0.59% | |||
| Net Income | 1.63M | |||
| Net Interest Spread | 3.25% | |||
| Operating Profit to Average Assets | 0.59% | |||
| Overhead Efficiency Ratio | 82.67% | |||
| Return on Assets | 0.60% | |||
| Return on Equity | 5.70% | |||