| Weiss Ratings |
Rancho Federal Credit Union
Downey, CA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 5.80 | |||
| Liquidity Index | 4.70 | |||
| Profitability Index | 4.90 | |||
| Stability Index | 4.20 | |||
| Company Info |
Rancho Federal Credit Union
Downey, CA |
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| NCUA Charter Number | 706 | |||
| Phone Number | (562) 803-6401 | |||
| Website | www.ranchofcu.org | |||
| Asset Quality |
Rancho Federal Credit Union
Downey, CA |
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| 1-Year Asset Growth | 1.01% | |||
| 5-Year Asset Growth | 1.98% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.34% | |||
| Non-Performing Assets to Assets | 0.15% | |||
| Non-Performing Loans to Capital | 1.83% | |||
| Non-Performing Loans to Loans | 0.27% | |||
| Balance Sheet |
Rancho Federal Credit Union
Downey, CA |
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| Total Assets | 109.10M | |||
| Total Deposits | 99.94M | |||
| Capital and Reserves |
Rancho Federal Credit Union
Downey, CA |
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| Capital | 8.97M | |||
| Leverage Ratio | 8.42 | |||
| Loan Loss Reserves to Loans | 0.29% | |||
| Liquidity |
Rancho Federal Credit Union
Downey, CA |
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| Hot Money Ratio | 2.09% | |||
| Liquidity Ratio | 19.14% | |||
| Profitability |
Rancho Federal Credit Union
Downey, CA |
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| 5-Year Return on Average Assets | 0.20% | |||
| Net Income | 349.00K | |||
| Net Interest Spread | 4.67% | |||
| Operating Profit to Average Assets | 0.68% | |||
| Overhead Efficiency Ratio | 86.97% | |||
| Return on Assets | 0.43% | |||
| Return on Equity | 5.32% | |||