C
Cotton Belt Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cotton Belt Federal Credit Union
Pine Bluff, AR
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Rating C
Asset Quality Index 5.00
Capitalization Index 10.00
Liquidity Index 3.00
Profitability Index 1.90
Stability Index 6.80
Company Info Cotton Belt Federal Credit Union
Pine Bluff, AR
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NCUA Charter Number 711
Phone Number (870) 535-6365
Website cottonbeltfcu.com
Asset Quality Cotton Belt Federal Credit Union
Pine Bluff, AR
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1-Year Asset Growth -1.50%
5-Year Asset Growth 3.24%
5-Year Charge-Offs to Average Loans 0.87%
Charge-Offs to Average Loans 1.13%
Non-Performing Assets to Assets 2.49%
Non-Performing Loans to Capital 15.60%
Non-Performing Loans to Loans 2.79%
Balance Sheet Cotton Belt Federal Credit Union
Pine Bluff, AR
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Total Assets 69.68M
Total Deposits 55.64M
Capital and Reserves Cotton Belt Federal Credit Union
Pine Bluff, AR
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Capital 10.15M
Leverage Ratio 14.57
Loan Loss Reserves to Loans 1.82%
Liquidity Cotton Belt Federal Credit Union
Pine Bluff, AR
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Hot Money Ratio 2.53%
Liquidity Ratio 14.59%
Profitability Cotton Belt Federal Credit Union
Pine Bluff, AR
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5-Year Return on Average Assets 0.74%
Net Income 63.00K
Net Interest Spread 5.25%
Operating Profit to Average Assets 1.49%
Overhead Efficiency Ratio 78.59%
Return on Assets 0.36%
Return on Equity 2.49%