B
Cotton Belt Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cotton Belt Federal Credit Union
Pine Bluff, AR
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 3.00
Capitalization Index 10.00
Liquidity Index 2.70
Profitability Index 7.80
Stability Index 6.80
Company Info Cotton Belt Federal Credit Union
Pine Bluff, AR
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 711
Phone Number (870) 535-6365
Website cottonbeltfcu.com
Asset Quality Cotton Belt Federal Credit Union
Pine Bluff, AR
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -0.89%
5-Year Asset Growth 3.24%
5-Year Charge-Offs to Average Loans 0.87%
Charge-Offs to Average Loans 0.79%
Non-Performing Assets to Assets 5.47%
Non-Performing Loans to Capital 30.64%
Non-Performing Loans to Loans 5.75%
Balance Sheet Cotton Belt Federal Credit Union
Pine Bluff, AR
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 69.75M
Total Deposits 53.80M
Capital and Reserves Cotton Belt Federal Credit Union
Pine Bluff, AR
Click to
Compare
Click to
Compare
Click to
Compare
Capital 11.30M
Leverage Ratio 16.20
Loan Loss Reserves to Loans 2.10%
Liquidity Cotton Belt Federal Credit Union
Pine Bluff, AR
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 2.43%
Liquidity Ratio 12.38%
Profitability Cotton Belt Federal Credit Union
Pine Bluff, AR
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.74%
Net Income 1.21M
Net Interest Spread 5.55%
Operating Profit to Average Assets 3.39%
Overhead Efficiency Ratio 61.60%
Return on Assets 2.34%
Return on Equity 15.50%