B
Fort Smith Teachers Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
22.24
Leverage
Ratio
22.30
Return On
Assets
1.14%
Total
Assets
13.21M
Capital
2.94M
Total
Deposits
10.24M
Net
Income
74.00K
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Weiss Ratings Fort Smith Teachers Federal Credit Union
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 5.70
Profitability Index 7.20
Stability Index 6.30
Company Info Fort Smith Teachers Federal Credit Union
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NCUA Charter Number 712
Phone Number (479) 783-0611
Website --
Asset Quality Fort Smith Teachers Federal Credit Union
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1-Year Asset Growth -2.97%
5-Year Asset Growth -0.23%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.03%
Non-Performing Loans to Loans 0.02%
Balance Sheet Fort Smith Teachers Federal Credit Union
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Total Assets 13.21M
Total Deposits 10.24M
Capital and Reserves Fort Smith Teachers Federal Credit Union
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Capital 2.94M
Leverage Ratio 22.30
Loan Loss Reserves to Loans 0.41%
Liquidity Fort Smith Teachers Federal Credit Union
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Hot Money Ratio 0.00%
Liquidity Ratio 54.21%
Profitability Fort Smith Teachers Federal Credit Union
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5-Year Return on Average Assets 0.68%
Net Income 74.00K
Net Interest Spread 3.72%
Operating Profit to Average Assets 1.14%
Overhead Efficiency Ratio 65.90%
Return on Assets 1.14%
Return on Equity 5.10%