| Weiss Ratings |
Richmond Heritage Federal Credit Union
Richmond, VA |
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| Rating | ||||
| Asset Quality Index | 9.50 | |||
| Capitalization Index | 2.10 | |||
| Liquidity Index | 5.70 | |||
| Profitability Index | 1.60 | |||
| Stability Index | 0.70 | |||
| Company Info |
Richmond Heritage Federal Credit Union
Richmond, VA |
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| NCUA Charter Number | 719 | |||
| Phone Number | (804) 233-8872 | |||
| Website | www.richheritage.org | |||
| Asset Quality |
Richmond Heritage Federal Credit Union
Richmond, VA |
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| 1-Year Asset Growth | 0.70% | |||
| 5-Year Asset Growth | 7.95% | |||
| 5-Year Charge-Offs to Average Loans | 2.75% | |||
| Charge-Offs to Average Loans | 0.79% | |||
| Non-Performing Assets to Assets | 0.16% | |||
| Non-Performing Loans to Capital | 1.91% | |||
| Non-Performing Loans to Loans | 0.32% | |||
| Balance Sheet |
Richmond Heritage Federal Credit Union
Richmond, VA |
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| Total Assets | 10.47M | |||
| Total Deposits | 6.43M | |||
| Capital and Reserves |
Richmond Heritage Federal Credit Union
Richmond, VA |
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| Capital | 509.00K | |||
| Leverage Ratio | 38.42 | |||
| Loan Loss Reserves to Loans | 2.60% | |||
| Liquidity |
Richmond Heritage Federal Credit Union
Richmond, VA |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 59.95% | |||
| Profitability |
Richmond Heritage Federal Credit Union
Richmond, VA |
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| 5-Year Return on Average Assets | 0.26% | |||
| Net Income | -38.00K | |||
| Net Interest Spread | 7.11% | |||
| Operating Profit to Average Assets | -0.36% | |||
| Overhead Efficiency Ratio | 108.14% | |||
| Return on Assets | -0.71% | |||
| Return on Equity | -14.29% | |||