| Weiss Ratings |
Richmond Heritage Federal Credit Union
Richmond, VA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 3.40 | |||
| Liquidity Index | 5.00 | |||
| Profitability Index | 1.20 | |||
| Stability Index | 1.00 | |||
| Company Info |
Richmond Heritage Federal Credit Union
Richmond, VA |
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| NCUA Charter Number | 719 | |||
| Phone Number | (804) 233-8872 | |||
| Website | www.richheritage.org | |||
| Asset Quality |
Richmond Heritage Federal Credit Union
Richmond, VA |
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| 1-Year Asset Growth | -9.60% | |||
| 5-Year Asset Growth | 9.78% | |||
| 5-Year Charge-Offs to Average Loans | 1.47% | |||
| Charge-Offs to Average Loans | 10.10% | |||
| Non-Performing Assets to Assets | 0.02% | |||
| Non-Performing Loans to Capital | 0.30% | |||
| Non-Performing Loans to Loans | 0.05% | |||
| Balance Sheet |
Richmond Heritage Federal Credit Union
Richmond, VA |
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| Total Assets | 10.42M | |||
| Total Deposits | 6.29M | |||
| Capital and Reserves |
Richmond Heritage Federal Credit Union
Richmond, VA |
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| Capital | 594.00K | |||
| Leverage Ratio | 39.52 | |||
| Loan Loss Reserves to Loans | 1.92% | |||
| Liquidity |
Richmond Heritage Federal Credit Union
Richmond, VA |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 45.04% | |||
| Profitability |
Richmond Heritage Federal Credit Union
Richmond, VA |
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| 5-Year Return on Average Assets | 0.57% | |||
| Net Income | -237.00K | |||
| Net Interest Spread | 7.64% | |||
| Operating Profit to Average Assets | -0.19% | |||
| Overhead Efficiency Ratio | 102.60% | |||
| Return on Assets | -3.01% | |||
| Return on Equity | -50.32% | |||