| Weiss Ratings |
Pen Air Credit Union
Pensacola, FL |
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| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 3.50 | |||
| Liquidity Index | 5.30 | |||
| Profitability Index | 4.10 | |||
| Stability Index | 5.40 | |||
| Company Info |
Pen Air Credit Union
Pensacola, FL |
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| NCUA Charter Number | 720 | |||
| Phone Number | (850) 505-3200 | |||
| Website | www.penair.org | |||
| Asset Quality |
Pen Air Credit Union
Pensacola, FL |
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| 1-Year Asset Growth | 9.10% | |||
| 5-Year Asset Growth | 15.93% | |||
| 5-Year Charge-Offs to Average Loans | 0.75% | |||
| Charge-Offs to Average Loans | 1.40% | |||
| Non-Performing Assets to Assets | 0.58% | |||
| Non-Performing Loans to Capital | 8.49% | |||
| Non-Performing Loans to Loans | 0.97% | |||
| Balance Sheet |
Pen Air Credit Union
Pensacola, FL |
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| Total Assets | 3.12B | |||
| Total Deposits | 2.30B | |||
| Capital and Reserves |
Pen Air Credit Union
Pensacola, FL |
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| Capital | 179.99M | |||
| Leverage Ratio | 9.61 | |||
| Loan Loss Reserves to Loans | 2.17% | |||
| Liquidity |
Pen Air Credit Union
Pensacola, FL |
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| Hot Money Ratio | 25.57% | |||
| Liquidity Ratio | 32.60% | |||
| Profitability |
Pen Air Credit Union
Pensacola, FL |
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| 5-Year Return on Average Assets | 0.97% | |||
| Net Income | 1.79M | |||
| Net Interest Spread | 3.62% | |||
| Operating Profit to Average Assets | 1.06% | |||
| Overhead Efficiency Ratio | 69.52% | |||
| Return on Assets | 0.23% | |||
| Return on Equity | 3.93% | |||