| Weiss Ratings |
PenAir Credit Union
Pensacola, FL |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 6.60 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 6.70 | |||
| Stability Index | 5.50 | |||
| Company Info |
PenAir Credit Union
Pensacola, FL |
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| NCUA Charter Number | 720 | |||
| Phone Number | (850) 505-3200 | |||
| Website | www.penair.org | |||
| Asset Quality |
PenAir Credit Union
Pensacola, FL |
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| 1-Year Asset Growth | -0.89% | |||
| 5-Year Asset Growth | 10.50% | |||
| 5-Year Charge-Offs to Average Loans | 0.84% | |||
| Charge-Offs to Average Loans | 1.02% | |||
| Non-Performing Assets to Assets | 0.47% | |||
| Non-Performing Loans to Capital | 4.72% | |||
| Non-Performing Loans to Loans | 0.60% | |||
| Balance Sheet |
PenAir Credit Union
Pensacola, FL |
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| Total Assets | 2.66B | |||
| Total Deposits | 2.30B | |||
| Capital and Reserves |
PenAir Credit Union
Pensacola, FL |
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| Capital | 241.20M | |||
| Leverage Ratio | 12.04 | |||
| Loan Loss Reserves to Loans | 1.69% | |||
| Liquidity |
PenAir Credit Union
Pensacola, FL |
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| Hot Money Ratio | 24.11% | |||
| Liquidity Ratio | 20.05% | |||
| Profitability |
PenAir Credit Union
Pensacola, FL |
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| 5-Year Return on Average Assets | 0.83% | |||
| Net Income | 12.60M | |||
| Net Interest Spread | 3.87% | |||
| Operating Profit to Average Assets | 1.15% | |||
| Overhead Efficiency Ratio | 73.71% | |||
| Return on Assets | 0.66% | |||
| Return on Equity | 7.55% | |||