| Weiss Ratings |
Pen Air Credit Union
Pensacola, FL |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 5.60 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 4.10 | |||
| Stability Index | 5.60 | |||
| Company Info |
Pen Air Credit Union
Pensacola, FL |
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| NCUA Charter Number | 720 | |||
| Phone Number | (850) 505-3200 | |||
| Website | www.penair.org | |||
| Asset Quality |
Pen Air Credit Union
Pensacola, FL |
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| 1-Year Asset Growth | -8.53% | |||
| 5-Year Asset Growth | 15.93% | |||
| 5-Year Charge-Offs to Average Loans | 0.75% | |||
| Charge-Offs to Average Loans | 1.35% | |||
| Non-Performing Assets to Assets | 0.55% | |||
| Non-Performing Loans to Capital | 6.07% | |||
| Non-Performing Loans to Loans | 0.76% | |||
| Balance Sheet |
Pen Air Credit Union
Pensacola, FL |
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| Total Assets | 2.68B | |||
| Total Deposits | 2.17B | |||
| Capital and Reserves |
Pen Air Credit Union
Pensacola, FL |
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| Capital | 213.97M | |||
| Leverage Ratio | 11.46 | |||
| Loan Loss Reserves to Loans | 2.06% | |||
| Liquidity |
Pen Air Credit Union
Pensacola, FL |
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| Hot Money Ratio | 22.21% | |||
| Liquidity Ratio | 19.09% | |||
| Profitability |
Pen Air Credit Union
Pensacola, FL |
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| 5-Year Return on Average Assets | 0.97% | |||
| Net Income | 9.70M | |||
| Net Interest Spread | 3.64% | |||
| Operating Profit to Average Assets | 1.12% | |||
| Overhead Efficiency Ratio | 69.33% | |||
| Return on Assets | 0.43% | |||
| Return on Equity | 6.91% | |||