| Weiss Ratings |
Pen Air Credit Union
Pensacola, FL |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 6.30 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 5.40 | |||
| Stability Index | 4.90 | |||
| Company Info |
Pen Air Credit Union
Pensacola, FL |
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| NCUA Charter Number | 720 | |||
| Phone Number | (850) 505-3200 | |||
| Website | www.penair.org | |||
| Asset Quality |
Pen Air Credit Union
Pensacola, FL |
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| 1-Year Asset Growth | -12.48% | |||
| 5-Year Asset Growth | 10.50% | |||
| 5-Year Charge-Offs to Average Loans | 0.84% | |||
| Charge-Offs to Average Loans | 1.03% | |||
| Non-Performing Assets to Assets | 0.45% | |||
| Non-Performing Loans to Capital | 5.15% | |||
| Non-Performing Loans to Loans | 0.51% | |||
| Balance Sheet |
Pen Air Credit Union
Pensacola, FL |
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| Total Assets | 2.57B | |||
| Total Deposits | 2.21B | |||
| Capital and Reserves |
Pen Air Credit Union
Pensacola, FL |
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| Capital | 228.97M | |||
| Leverage Ratio | 12.24 | |||
| Loan Loss Reserves to Loans | 1.75% | |||
| Liquidity |
Pen Air Credit Union
Pensacola, FL |
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| Hot Money Ratio | 20.11% | |||
| Liquidity Ratio | 12.69% | |||
| Profitability |
Pen Air Credit Union
Pensacola, FL |
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| 5-Year Return on Average Assets | 0.83% | |||
| Net Income | 6.82M | |||
| Net Interest Spread | 3.85% | |||
| Operating Profit to Average Assets | 1.02% | |||
| Overhead Efficiency Ratio | 78.59% | |||
| Return on Assets | 0.54% | |||
| Return on Equity | 6.30% | |||