C
Bakersfield City Employees Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
11.56
Leverage
Ratio
11.42
Return On
Assets
1.40%
Total
Assets
29.25M
Capital
3.38M
Total
Deposits
25.77M
Net
Income
310.00K
My Lists My Alerts
Weiss Ratings Bakersfield City Employees Federal Credit Union
Bakersfield, CA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 8.90
Stability Index 4.20
Company Info Bakersfield City Employees Federal Credit Union
Bakersfield, CA 		Click to
Compare		 Click to
Compare		 Click to
Compare
NCUA Charter Number 727
Phone Number (661) 861-6151
Website www.bakcityefcu.org
Asset Quality Bakersfield City Employees Federal Credit Union
Bakersfield, CA 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -3.09%
5-Year Asset Growth -0.22%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.16%
Non-Performing Assets to Assets 0.09%
Non-Performing Loans to Capital 0.79%
Non-Performing Loans to Loans 0.17%
Balance Sheet Bakersfield City Employees Federal Credit Union
Bakersfield, CA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 29.25M
Total Deposits 25.77M
Capital and Reserves Bakersfield City Employees Federal Credit Union
Bakersfield, CA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 3.38M
Leverage Ratio 11.42
Loan Loss Reserves to Loans 0.36%
Liquidity Bakersfield City Employees Federal Credit Union
Bakersfield, CA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 4.06%
Liquidity Ratio 17.02%
Profitability Bakersfield City Employees Federal Credit Union
Bakersfield, CA 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.11%
Net Income 310.00K
Net Interest Spread 4.95%
Operating Profit to Average Assets 1.51%
Overhead Efficiency Ratio 70.30%
Return on Assets 1.40%
Return on Equity 13.12%