C
Bakersfield City Employees Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
10.94
Leverage
Ratio
10.98
Return On
Assets
1.30%
Total
Assets
29.34M
Capital
3.21M
Total
Deposits
25.87M
Net
Income
192.00K
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Weiss Ratings Bakersfield City Employees Federal Credit Union
Bakersfield, CA 		Click to
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Rating C
Asset Quality Index 9.80
Capitalization Index 8.10
Liquidity Index 3.80
Profitability Index 6.20
Stability Index 3.90
Company Info Bakersfield City Employees Federal Credit Union
Bakersfield, CA 		Click to
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NCUA Charter Number 727
Phone Number (661) 861-6151
Website www.bakcityefcu.org
Asset Quality Bakersfield City Employees Federal Credit Union
Bakersfield, CA 		Click to
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1-Year Asset Growth -3.33%
5-Year Asset Growth -0.22%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 1.45%
Non-Performing Loans to Loans 0.27%
Balance Sheet Bakersfield City Employees Federal Credit Union
Bakersfield, CA 		Click to
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Total Assets 29.34M
Total Deposits 25.87M
Capital and Reserves Bakersfield City Employees Federal Credit Union
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Capital 3.21M
Leverage Ratio 10.98
Loan Loss Reserves to Loans 0.41%
Liquidity Bakersfield City Employees Federal Credit Union
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Hot Money Ratio 5.20%
Liquidity Ratio 23.80%
Profitability Bakersfield City Employees Federal Credit Union
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5-Year Return on Average Assets 0.11%
Net Income 192.00K
Net Interest Spread 4.89%
Operating Profit to Average Assets 1.46%
Overhead Efficiency Ratio 79.78%
Return on Assets 1.30%
Return on Equity 12.47%