D
Bakersfield City Employees Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
7.64
Leverage
Ratio
8.58
Return On
Assets
0.49%
Total
Assets
32.04M
Capital
2.45M
Total
Deposits
29.39M
Net
Income
39.00K
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Weiss Ratings Bakersfield City Employees Federal Credit Union
Bakersfield, CA 		Click to
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Rating D
Asset Quality Index 9.00
Capitalization Index 5.30
Liquidity Index 4.40
Profitability Index 3.00
Stability Index 2.90
Company Info Bakersfield City Employees Federal Credit Union
Bakersfield, CA 		Click to
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NCUA Charter Number 727
Phone Number (661) 861-6151
Website www.bakcityefcu.org
Asset Quality Bakersfield City Employees Federal Credit Union
Bakersfield, CA 		Click to
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1-Year Asset Growth -10.22%
5-Year Asset Growth 0.67%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.16%
Non-Performing Assets to Assets 0.20%
Non-Performing Loans to Capital 2.56%
Non-Performing Loans to Loans 0.37%
Balance Sheet Bakersfield City Employees Federal Credit Union
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Total Assets 32.04M
Total Deposits 29.39M
Capital and Reserves Bakersfield City Employees Federal Credit Union
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Capital 2.45M
Leverage Ratio 8.58
Loan Loss Reserves to Loans 0.30%
Liquidity Bakersfield City Employees Federal Credit Union
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Hot Money Ratio 6.14%
Liquidity Ratio 32.70%
Profitability Bakersfield City Employees Federal Credit Union
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5-Year Return on Average Assets -0.05%
Net Income 39.00K
Net Interest Spread 3.92%
Operating Profit to Average Assets 0.62%
Overhead Efficiency Ratio 84.88%
Return on Assets 0.49%
Return on Equity 6.55%