D
Bakersfield City Employees Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
9.39
Leverage
Ratio
9.58
Return On
Assets
0.77%
Total
Assets
30.18M
Capital
2.83M
Total
Deposits
27.25M
Net
Income
180.00K
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Weiss Ratings Bakersfield City Employees Federal Credit Union
Bakersfield, CA 		Click to
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Rating D
Asset Quality Index 9.70
Capitalization Index 6.90
Liquidity Index 3.80
Profitability Index 5.20
Stability Index 3.40
Company Info Bakersfield City Employees Federal Credit Union
Bakersfield, CA 		Click to
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NCUA Charter Number 727
Phone Number (661) 861-6151
Website www.bakcityefcu.org
Asset Quality Bakersfield City Employees Federal Credit Union
Bakersfield, CA 		Click to
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1-Year Asset Growth -9.36%
5-Year Asset Growth 0.67%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.28%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 1.27%
Non-Performing Loans to Loans 0.22%
Balance Sheet Bakersfield City Employees Federal Credit Union
Bakersfield, CA 		Click to
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Total Assets 30.18M
Total Deposits 27.25M
Capital and Reserves Bakersfield City Employees Federal Credit Union
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Capital 2.83M
Leverage Ratio 9.58
Loan Loss Reserves to Loans 0.43%
Liquidity Bakersfield City Employees Federal Credit Union
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Hot Money Ratio 6.10%
Liquidity Ratio 24.64%
Profitability Bakersfield City Employees Federal Credit Union
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5-Year Return on Average Assets -0.05%
Net Income 180.00K
Net Interest Spread 4.30%
Operating Profit to Average Assets 1.01%
Overhead Efficiency Ratio 77.31%
Return on Assets 0.77%
Return on Equity 9.48%