C
Northern Valley Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
11.78
Leverage
Ratio
11.78
Return On
Assets
4.40%
Total
Assets
18.80M
Capital
2.22M
Total
Deposits
16.51M
Net
Income
204.00K
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Weiss Ratings Northern Valley Federal Credit Union
Grand Forks, ND 		Click to
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Rating C
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 4.60
Profitability Index 7.10
Stability Index 5.70
Company Info Northern Valley Federal Credit Union
Grand Forks, ND 		Click to
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NCUA Charter Number 729
Phone Number (701) 772-7922
Website www.northernvalleyfcu.com
Asset Quality Northern Valley Federal Credit Union
Grand Forks, ND 		Click to
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1-Year Asset Growth 4.74%
5-Year Asset Growth 3.98%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.04%
Non-Performing Loans to Loans 0.01%
Balance Sheet Northern Valley Federal Credit Union
Grand Forks, ND 		Click to
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Total Assets 18.80M
Total Deposits 16.51M
Capital and Reserves Northern Valley Federal Credit Union
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Capital 2.22M
Leverage Ratio 11.78
Loan Loss Reserves to Loans 0.43%
Liquidity Northern Valley Federal Credit Union
Grand Forks, ND 		Click to
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Hot Money Ratio 5.76%
Liquidity Ratio 32.16%
Profitability Northern Valley Federal Credit Union
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5-Year Return on Average Assets 0.47%
Net Income 204.00K
Net Interest Spread 4.19%
Operating Profit to Average Assets 4.40%
Overhead Efficiency Ratio 37.61%
Return on Assets 4.40%
Return on Equity 38.62%