Mercer County New Jersey Teachers Federal Credit Union

Hamilton Square, NJ

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Mercer County New Jersey Teachers Federal Credit Union Hamilton Square, NJ	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	7.20
Capitalization Index	10.00
Liquidity Index	5.40
Profitability Index	9.50
Stability Index	7.00

Company Info	Mercer County New Jersey Teachers Federal Credit Union Hamilton Square, NJ	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	730
Phone Number	(609) 586-6669
Website	mcnjtfcu.org

Asset Quality	Mercer County New Jersey Teachers Federal Credit Union Hamilton Square, NJ	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	5.77%
5-Year Asset Growth	7.75%
5-Year Charge-Offs to Average Loans	0.11%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.94%
Non-Performing Loans to Capital	8.29%
Non-Performing Loans to Loans	2.27%

Balance Sheet	Mercer County New Jersey Teachers Federal Credit Union Hamilton Square, NJ	Click to Compare	Click to Compare	Click to Compare
Total Assets	48.74M
Total Deposits	42.67M

Capital and Reserves	Mercer County New Jersey Teachers Federal Credit Union Hamilton Square, NJ	Click to Compare	Click to Compare	Click to Compare
Capital	5.82M
Leverage Ratio	13.08
Loan Loss Reserves to Loans	0.25%

Liquidity	Mercer County New Jersey Teachers Federal Credit Union Hamilton Square, NJ	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	3.84%
Liquidity Ratio	21.83%

Profitability	Mercer County New Jersey Teachers Federal Credit Union Hamilton Square, NJ	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.44%
Net Income	509.00K
Net Interest Spread	4.76%
Operating Profit to Average Assets	2.16%
Overhead Efficiency Ratio	48.19%
Return on Assets	2.15%
Return on Equity	18.37%