A
U S #1364 Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
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Return On
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Weiss Ratings U S #1364 Federal Credit Union
Merrillville, IN
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Rating A
Asset Quality Index 9.80
Capitalization Index 10.00
Liquidity Index 5.90
Profitability Index 9.00
Stability Index 9.00
Company Info U S #1364 Federal Credit Union
Merrillville, IN
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NCUA Charter Number 732
Phone Number (219) 769-1700
Website www.usfederalcu.org
Asset Quality U S #1364 Federal Credit Union
Merrillville, IN
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1-Year Asset Growth 1.97%
5-Year Asset Growth 8.41%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.13%
Non-Performing Assets to Assets 0.30%
Non-Performing Loans to Capital 2.24%
Non-Performing Loans to Loans 0.70%
Balance Sheet U S #1364 Federal Credit Union
Merrillville, IN
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Total Assets 210.24M
Total Deposits 182.09M
Capital and Reserves U S #1364 Federal Credit Union
Merrillville, IN
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Capital 27.60M
Leverage Ratio 13.75
Loan Loss Reserves to Loans 0.62%
Liquidity U S #1364 Federal Credit Union
Merrillville, IN
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Hot Money Ratio 14.28%
Liquidity Ratio 45.07%
Profitability U S #1364 Federal Credit Union
Merrillville, IN
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5-Year Return on Average Assets 1.21%
Net Income 1.87M
Net Interest Spread 3.29%
Operating Profit to Average Assets 1.25%
Overhead Efficiency Ratio 66.79%
Return on Assets 1.17%
Return on Equity 9.48%