A
U S #1364 Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
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Capital
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Net
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Weiss Ratings U S #1364 Federal Credit Union
Merrillville, IN
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Rating A
Asset Quality Index 9.80
Capitalization Index 10.00
Liquidity Index 6.50
Profitability Index 9.00
Stability Index 9.10
Company Info U S #1364 Federal Credit Union
Merrillville, IN
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NCUA Charter Number 732
Phone Number (219) 769-1700
Website www.usfederalcu.org
Asset Quality U S #1364 Federal Credit Union
Merrillville, IN
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1-Year Asset Growth 4.06%
5-Year Asset Growth 8.41%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.19%
Non-Performing Assets to Assets 0.31%
Non-Performing Loans to Capital 2.42%
Non-Performing Loans to Loans 0.70%
Balance Sheet U S #1364 Federal Credit Union
Merrillville, IN
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Total Assets 210.12M
Total Deposits 183.02M
Capital and Reserves U S #1364 Federal Credit Union
Merrillville, IN
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Capital 26.51M
Leverage Ratio 13.46
Loan Loss Reserves to Loans 0.63%
Liquidity U S #1364 Federal Credit Union
Merrillville, IN
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Hot Money Ratio 14.19%
Liquidity Ratio 58.04%
Profitability U S #1364 Federal Credit Union
Merrillville, IN
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5-Year Return on Average Assets 1.21%
Net Income 1.24M
Net Interest Spread 3.31%
Operating Profit to Average Assets 1.28%
Overhead Efficiency Ratio 67.28%
Return on Assets 1.16%
Return on Equity 9.58%