B
Edisto Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Edisto Federal Credit Union
Orangeburg, SC
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 5.90
Profitability Index 8.30
Stability Index 6.30
Company Info Edisto Federal Credit Union
Orangeburg, SC
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 736
Phone Number (803) 535-0077
Website www.edistofederalcu.org
Asset Quality Edisto Federal Credit Union
Orangeburg, SC
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 0.24%
5-Year Asset Growth 0.66%
5-Year Charge-Offs to Average Loans 0.65%
Charge-Offs to Average Loans 0.14%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 0.52%
Non-Performing Loans to Loans 0.18%
Balance Sheet Edisto Federal Credit Union
Orangeburg, SC
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 23.08M
Total Deposits 19.04M
Capital and Reserves Edisto Federal Credit Union
Orangeburg, SC
Click to
Compare
Click to
Compare
Click to
Compare
Capital 3.96M
Leverage Ratio 17.29
Loan Loss Reserves to Loans 1.35%
Liquidity Edisto Federal Credit Union
Orangeburg, SC
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 10.92%
Liquidity Ratio 56.01%
Profitability Edisto Federal Credit Union
Orangeburg, SC
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.53%
Net Income 65.00K
Net Interest Spread 6.58%
Operating Profit to Average Assets 1.20%
Overhead Efficiency Ratio 77.57%
Return on Assets 1.13%
Return on Equity 6.62%