B
Edisto Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Edisto Federal Credit Union
Orangeburg, SC
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Rating B
Asset Quality Index 9.80
Capitalization Index 10.00
Liquidity Index 6.00
Profitability Index 7.90
Stability Index 6.30
Company Info Edisto Federal Credit Union
Orangeburg, SC
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NCUA Charter Number 736
Phone Number (803) 535-0077
Website www.edistofederalcu.org
Asset Quality Edisto Federal Credit Union
Orangeburg, SC
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1-Year Asset Growth -0.90%
5-Year Asset Growth -1.02%
5-Year Charge-Offs to Average Loans 0.77%
Charge-Offs to Average Loans 0.66%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 0.96%
Non-Performing Loans to Loans 0.29%
Balance Sheet Edisto Federal Credit Union
Orangeburg, SC
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Total Assets 23.03M
Total Deposits 19.11M
Capital and Reserves Edisto Federal Credit Union
Orangeburg, SC
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Capital 3.71M
Leverage Ratio 16.37
Loan Loss Reserves to Loans 1.31%
Liquidity Edisto Federal Credit Union
Orangeburg, SC
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Hot Money Ratio 6.82%
Liquidity Ratio 53.67%
Profitability Edisto Federal Credit Union
Orangeburg, SC
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5-Year Return on Average Assets 0.33%
Net Income 92.00K
Net Interest Spread 6.78%
Operating Profit to Average Assets 1.91%
Overhead Efficiency Ratio 73.30%
Return on Assets 1.60%
Return on Equity 10.06%