| Weiss Ratings |
Hereford Texas Federal Credit Union
Hereford, TX |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.70 | |||
| Profitability Index | 3.60 | |||
| Stability Index | 7.10 | |||
| Company Info |
Hereford Texas Federal Credit Union
Hereford, TX |
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| NCUA Charter Number | 738 | |||
| Phone Number | (806) 364-1888 | |||
| Website | www.htfcu.com | |||
| Asset Quality |
Hereford Texas Federal Credit Union
Hereford, TX |
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| 1-Year Asset Growth | 4.82% | |||
| 5-Year Asset Growth | 6.63% | |||
| 5-Year Charge-Offs to Average Loans | 0.49% | |||
| Charge-Offs to Average Loans | 0.53% | |||
| Non-Performing Assets to Assets | 0.46% | |||
| Non-Performing Loans to Capital | 2.07% | |||
| Non-Performing Loans to Loans | 0.61% | |||
| Balance Sheet |
Hereford Texas Federal Credit Union
Hereford, TX |
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| Total Assets | 73.14M | |||
| Total Deposits | 56.23M | |||
| Capital and Reserves |
Hereford Texas Federal Credit Union
Hereford, TX |
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| Capital | 15.86M | |||
| Leverage Ratio | 21.77 | |||
| Loan Loss Reserves to Loans | 1.36% | |||
| Liquidity |
Hereford Texas Federal Credit Union
Hereford, TX |
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| Hot Money Ratio | 15.53% | |||
| Liquidity Ratio | 27.73% | |||
| Profitability |
Hereford Texas Federal Credit Union
Hereford, TX |
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| 5-Year Return on Average Assets | 1.15% | |||
| Net Income | 136.00K | |||
| Net Interest Spread | 4.92% | |||
| Operating Profit to Average Assets | 1.02% | |||
| Overhead Efficiency Ratio | 82.21% | |||
| Return on Assets | 0.37% | |||
| Return on Equity | 1.72% | |||