| Weiss Ratings |
Hereford Texas Federal Credit Union
Hereford, TX |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 5.30 | |||
| Stability Index | 7.10 | |||
| Company Info |
Hereford Texas Federal Credit Union
Hereford, TX |
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| NCUA Charter Number | 738 | |||
| Phone Number | (806) 364-1888 | |||
| Website | www.htfcu.com | |||
| Asset Quality |
Hereford Texas Federal Credit Union
Hereford, TX |
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| 1-Year Asset Growth | 2.30% | |||
| 5-Year Asset Growth | 6.63% | |||
| 5-Year Charge-Offs to Average Loans | 0.49% | |||
| Charge-Offs to Average Loans | 0.72% | |||
| Non-Performing Assets to Assets | 0.47% | |||
| Non-Performing Loans to Capital | 2.08% | |||
| Non-Performing Loans to Loans | 0.74% | |||
| Balance Sheet |
Hereford Texas Federal Credit Union
Hereford, TX |
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| Total Assets | 72.70M | |||
| Total Deposits | 55.28M | |||
| Capital and Reserves |
Hereford Texas Federal Credit Union
Hereford, TX |
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| Capital | 16.04M | |||
| Leverage Ratio | 22.15 | |||
| Loan Loss Reserves to Loans | 1.18% | |||
| Liquidity |
Hereford Texas Federal Credit Union
Hereford, TX |
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| Hot Money Ratio | 16.04% | |||
| Liquidity Ratio | 25.70% | |||
| Profitability |
Hereford Texas Federal Credit Union
Hereford, TX |
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| 5-Year Return on Average Assets | 1.15% | |||
| Net Income | 314.00K | |||
| Net Interest Spread | 4.94% | |||
| Operating Profit to Average Assets | 1.08% | |||
| Overhead Efficiency Ratio | 81.48% | |||
| Return on Assets | 0.57% | |||
| Return on Equity | 2.64% | |||