C
Democracy Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Democracy Federal Credit Union
Alexandria, VA
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Rating C
Asset Quality Index 8.30
Capitalization Index 4.70
Liquidity Index 4.10
Profitability Index 4.50
Stability Index 1.80
Company Info Democracy Federal Credit Union
Alexandria, VA
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NCUA Charter Number 740
Phone Number (202) 488-5400
Website www.democracyfcu.org
Asset Quality Democracy Federal Credit Union
Alexandria, VA
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1-Year Asset Growth 4.06%
5-Year Asset Growth 3.30%
5-Year Charge-Offs to Average Loans 1.00%
Charge-Offs to Average Loans 1.78%
Non-Performing Assets to Assets 0.35%
Non-Performing Loans to Capital 4.29%
Non-Performing Loans to Loans 0.40%
Balance Sheet Democracy Federal Credit Union
Alexandria, VA
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Total Assets 188.80M
Total Deposits 172.10M
Capital and Reserves Democracy Federal Credit Union
Alexandria, VA
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Capital 13.29M
Leverage Ratio 7.43
Loan Loss Reserves to Loans 1.59%
Liquidity Democracy Federal Credit Union
Alexandria, VA
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Hot Money Ratio 9.32%
Liquidity Ratio 31.41%
Profitability Democracy Federal Credit Union
Alexandria, VA
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5-Year Return on Average Assets -0.19%
Net Income 11.00K
Net Interest Spread 4.35%
Operating Profit to Average Assets 1.73%
Overhead Efficiency Ratio 75.27%
Return on Assets 0.01%
Return on Equity 0.11%