| Weiss Ratings |
Raiz Federal Credit Union
El Paso, TX |
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| Rating | ||||
| Asset Quality Index | 6.00 | |||
| Capitalization Index | 8.70 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 2.20 | |||
| Stability Index | 6.00 | |||
| Company Info |
Raiz Federal Credit Union
El Paso, TX |
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| NCUA Charter Number | 741 | |||
| Phone Number | (915) 843-8328 | |||
| Website | www.raiz.us | |||
| Asset Quality |
Raiz Federal Credit Union
El Paso, TX |
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| 1-Year Asset Growth | 2.49% | |||
| 5-Year Asset Growth | 8.44% | |||
| 5-Year Charge-Offs to Average Loans | 0.75% | |||
| Charge-Offs to Average Loans | 1.49% | |||
| Non-Performing Assets to Assets | 0.75% | |||
| Non-Performing Loans to Capital | 6.44% | |||
| Non-Performing Loans to Loans | 0.76% | |||
| Balance Sheet |
Raiz Federal Credit Union
El Paso, TX |
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| Total Assets | 1.05B | |||
| Total Deposits | 901.90M | |||
| Capital and Reserves |
Raiz Federal Credit Union
El Paso, TX |
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| Capital | 104.83M | |||
| Leverage Ratio | 11.04 | |||
| Loan Loss Reserves to Loans | 2.01% | |||
| Liquidity |
Raiz Federal Credit Union
El Paso, TX |
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| Hot Money Ratio | 16.82% | |||
| Liquidity Ratio | 18.81% | |||
| Profitability |
Raiz Federal Credit Union
El Paso, TX |
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| 5-Year Return on Average Assets | 0.77% | |||
| Net Income | -3.14M | |||
| Net Interest Spread | 4.47% | |||
| Operating Profit to Average Assets | -0.01% | |||
| Overhead Efficiency Ratio | 100.09% | |||
| Return on Assets | -1.23% | |||
| Return on Equity | -11.86% | |||