| Weiss Ratings |
Raiz Federal Credit Union
El Paso, TX |
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| Rating | ||||
| Asset Quality Index | 5.60 | |||
| Capitalization Index | 9.00 | |||
| Liquidity Index | 2.20 | |||
| Profitability Index | 2.00 | |||
| Stability Index | 6.50 | |||
| Company Info |
Raiz Federal Credit Union
El Paso, TX |
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| NCUA Charter Number | 741 | |||
| Phone Number | (915) 843-8328 | |||
| Website | www.raiz.us | |||
| Asset Quality |
Raiz Federal Credit Union
El Paso, TX |
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| 1-Year Asset Growth | 6.24% | |||
| 5-Year Asset Growth | 9.26% | |||
| 5-Year Charge-Offs to Average Loans | 0.61% | |||
| Charge-Offs to Average Loans | 1.19% | |||
| Non-Performing Assets to Assets | 0.96% | |||
| Non-Performing Loans to Capital | 8.06% | |||
| Non-Performing Loans to Loans | 0.98% | |||
| Balance Sheet |
Raiz Federal Credit Union
El Paso, TX |
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| Total Assets | 1.02B | |||
| Total Deposits | 868.76M | |||
| Capital and Reserves |
Raiz Federal Credit Union
El Paso, TX |
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| Capital | 104.00M | |||
| Leverage Ratio | 11.68 | |||
| Loan Loss Reserves to Loans | 2.08% | |||
| Liquidity |
Raiz Federal Credit Union
El Paso, TX |
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| Hot Money Ratio | 10.70% | |||
| Liquidity Ratio | 12.14% | |||
| Profitability |
Raiz Federal Credit Union
El Paso, TX |
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| 5-Year Return on Average Assets | 0.85% | |||
| Net Income | 642.00K | |||
| Net Interest Spread | 4.24% | |||
| Operating Profit to Average Assets | 0.91% | |||
| Overhead Efficiency Ratio | 83.89% | |||
| Return on Assets | 0.25% | |||
| Return on Equity | 2.48% | |||