B
Midsouth Community Federal Credit Union
MaconGA
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Midsouth Community Federal Credit Union
Macon, GA
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Rating B
Asset Quality Index 6.40
Capitalization Index 9.30
Liquidity Index 2.90
Profitability Index 7.60
Stability Index 6.30
Company Info Midsouth Community Federal Credit Union
Macon, GA
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NCUA Charter Number 742
Phone Number (478) 471-9946
Website www.midsouthfcu.org
Asset Quality Midsouth Community Federal Credit Union
Macon, GA
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1-Year Asset Growth 4.99%
5-Year Asset Growth 10.04%
5-Year Charge-Offs to Average Loans 0.56%
Charge-Offs to Average Loans 1.26%
Non-Performing Assets to Assets 0.68%
Non-Performing Loans to Capital 5.52%
Non-Performing Loans to Loans 0.79%
Balance Sheet Midsouth Community Federal Credit Union
Macon, GA
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Total Assets 469.91M
Total Deposits 410.80M
Capital and Reserves Midsouth Community Federal Credit Union
Macon, GA
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Capital 52.07M
Leverage Ratio 13.46
Loan Loss Reserves to Loans 1.64%
Liquidity Midsouth Community Federal Credit Union
Macon, GA
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Hot Money Ratio 15.57%
Liquidity Ratio 11.89%
Profitability Midsouth Community Federal Credit Union
Macon, GA
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5-Year Return on Average Assets 1.17%
Net Income 1.15M
Net Interest Spread 4.53%
Operating Profit to Average Assets 2.06%
Overhead Efficiency Ratio 64.72%
Return on Assets 0.99%
Return on Equity 8.99%