C
Merck Employees Federal Credit Union
RahwayNJ
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Merck Employees Federal Credit Union
Rahway, NJ
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.70
Profitability Index 0.80
Stability Index 6.90
Company Info Merck Employees Federal Credit Union
Rahway, NJ
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NCUA Charter Number 746
Phone Number (732) 594-3317
Website www.merckcu.com
Asset Quality Merck Employees Federal Credit Union
Rahway, NJ
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1-Year Asset Growth -6.85%
5-Year Asset Growth -0.64%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.22%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 0.79%
Non-Performing Loans to Loans 0.84%
Balance Sheet Merck Employees Federal Credit Union
Rahway, NJ
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Total Assets 1.87B
Total Deposits 1.31B
Capital and Reserves Merck Employees Federal Credit Union
Rahway, NJ
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Capital 229.17M
Leverage Ratio 13.41
Loan Loss Reserves to Loans 0.14%
Liquidity Merck Employees Federal Credit Union
Rahway, NJ
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Hot Money Ratio 5.83%
Liquidity Ratio 37.94%
Profitability Merck Employees Federal Credit Union
Rahway, NJ
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5-Year Return on Average Assets 0.09%
Net Income -289.00K
Net Interest Spread 0.34%
Operating Profit to Average Assets -0.04%
Overhead Efficiency Ratio 927.59%
Return on Assets -0.06%
Return on Equity -0.51%