B
Leominster Employees Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
11.10
Leverage
Ratio
11.10
Return On
Assets
1.22%
Total
Assets
27.59M
Capital
3.06M
Total
Deposits
24.26M
Net
Income
164.00K
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Weiss Ratings Leominster Employees Federal Credit Union
Leominster, MA 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 9.50
Liquidity Index 5.50
Profitability Index 7.80
Stability Index 6.40
Company Info Leominster Employees Federal Credit Union
Leominster, MA 		Click to
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NCUA Charter Number 748
Phone Number (978) 534-0240
Website www.leomefcu.org
Asset Quality Leominster Employees Federal Credit Union
Leominster, MA 		Click to
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1-Year Asset Growth 10.53%
5-Year Asset Growth 6.84%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.03%
Non-Performing Loans to Loans 0.01%
Balance Sheet Leominster Employees Federal Credit Union
Leominster, MA 		Click to
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Total Assets 27.59M
Total Deposits 24.26M
Capital and Reserves Leominster Employees Federal Credit Union
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Capital 3.06M
Leverage Ratio 11.10
Loan Loss Reserves to Loans 0.53%
Liquidity Leominster Employees Federal Credit Union
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Hot Money Ratio 8.19%
Liquidity Ratio 30.64%
Profitability Leominster Employees Federal Credit Union
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5-Year Return on Average Assets 0.66%
Net Income 164.00K
Net Interest Spread 4.06%
Operating Profit to Average Assets 1.17%
Overhead Efficiency Ratio 68.42%
Return on Assets 1.22%
Return on Equity 11.01%