Leominster Employees Federal Credit Union

Leominster, MA

Rating Date

December 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Leominster Employees Federal Credit Union Leominster, MA	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	10.00
Capitalization Index	9.80
Liquidity Index	5.60
Profitability Index	8.50
Stability Index	6.10

Company Info	Leominster Employees Federal Credit Union Leominster, MA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	748
Phone Number	(978) 534-0240
Website	www.leomefcu.org

Asset Quality	Leominster Employees Federal Credit Union Leominster, MA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	11.23%
5-Year Asset Growth	6.84%
5-Year Charge-Offs to Average Loans	0.12%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.02%
Non-Performing Loans to Capital	0.19%
Non-Performing Loans to Loans	0.04%

Balance Sheet	Leominster Employees Federal Credit Union Leominster, MA	Click to Compare	Click to Compare	Click to Compare
Total Assets	27.61M
Total Deposits	24.24M

Capital and Reserves	Leominster Employees Federal Credit Union Leominster, MA	Click to Compare	Click to Compare	Click to Compare
Capital	3.15M
Leverage Ratio	11.42
Loan Loss Reserves to Loans	0.53%

Liquidity	Leominster Employees Federal Credit Union Leominster, MA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	11.83%
Liquidity Ratio	34.44%

Profitability	Leominster Employees Federal Credit Union Leominster, MA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.66%
Net Income	257.00K
Net Interest Spread	4.05%
Operating Profit to Average Assets	1.23%
Overhead Efficiency Ratio	67.41%
Return on Assets	1.26%
Return on Equity	11.34%