D
Appalachian Power Employees Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
24.95
Leverage
Ratio
24.95
Return On
Assets
0.14%
Total
Assets
5.44M
Capital
1.36M
Total
Deposits
4.05M
Net
Income
6.00K
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Weiss Ratings Appalachian Power Employees Federal Credit Union
Huntington, WV 		Click to
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Rating D
Asset Quality Index 4.60
Capitalization Index 10.00
Liquidity Index 4.90
Profitability Index 0.20
Stability Index 7.30
Company Info Appalachian Power Employees Federal Credit Union
Huntington, WV 		Click to
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NCUA Charter Number 749
Phone Number (304) 696-1399
Website www.appalachianpowerefcu.virtualcu.net
Asset Quality Appalachian Power Employees Federal Credit Union
Huntington, WV 		Click to
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1-Year Asset Growth -1.18%
5-Year Asset Growth -0.81%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 3.02%
Non-Performing Loans to Capital 11.67%
Non-Performing Loans to Loans 5.08%
Balance Sheet Appalachian Power Employees Federal Credit Union
Huntington, WV 		Click to
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Total Assets 5.44M
Total Deposits 4.05M
Capital and Reserves Appalachian Power Employees Federal Credit Union
Huntington, WV 		Click to
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Capital 1.36M
Leverage Ratio 24.95
Loan Loss Reserves to Loans 1.49%
Liquidity Appalachian Power Employees Federal Credit Union
Huntington, WV 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 35.80%
Profitability Appalachian Power Employees Federal Credit Union
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5-Year Return on Average Assets 0.20%
Net Income 6.00K
Net Interest Spread 3.70%
Operating Profit to Average Assets 0.17%
Overhead Efficiency Ratio 94.57%
Return on Assets 0.14%
Return on Equity 0.59%