B
Palmetto Citizens Federal Credit Union
Rating Date
March 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Palmetto Citizens Federal Credit Union
Columbia, SC
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Rating B
Asset Quality Index 8.70
Capitalization Index 9.10
Liquidity Index 3.80
Profitability Index 8.40
Stability Index 7.00
Company Info Palmetto Citizens Federal Credit Union
Columbia, SC
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NCUA Charter Number 750
Phone Number (803) 779-1232
Website www.palmettocitizens.org
Asset Quality Palmetto Citizens Federal Credit Union
Columbia, SC
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1-Year Asset Growth -1.51%
5-Year Asset Growth 8.61%
5-Year Charge-Offs to Average Loans 0.36%
Charge-Offs to Average Loans 0.37%
Non-Performing Assets to Assets 0.46%
Non-Performing Loans to Capital 3.98%
Non-Performing Loans to Loans 0.68%
Balance Sheet Palmetto Citizens Federal Credit Union
Columbia, SC
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Total Assets 1.28B
Total Deposits 1.03B
Capital and Reserves Palmetto Citizens Federal Credit Union
Columbia, SC
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Capital 140.59M
Leverage Ratio 12.58
Loan Loss Reserves to Loans 1.30%
Liquidity Palmetto Citizens Federal Credit Union
Columbia, SC
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Hot Money Ratio 8.07%
Liquidity Ratio 27.83%
Profitability Palmetto Citizens Federal Credit Union
Columbia, SC
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5-Year Return on Average Assets 1.02%
Net Income 16.38M
Net Interest Spread 3.15%
Operating Profit to Average Assets 1.32%
Overhead Efficiency Ratio 68.70%
Return on Assets 1.26%
Return on Equity 12.87%
Weiss Ratings