| Weiss Ratings |
Palmetto Citizens Federal Credit Union
Columbia, SC |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 7.40 | |||
| Stability Index | 8.90 | |||
| Company Info |
Palmetto Citizens Federal Credit Union
Columbia, SC |
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| NCUA Charter Number | 750 | |||
| Phone Number | (803) 779-1232 | |||
| Website | www.palmettocitizens.org | |||
| Asset Quality |
Palmetto Citizens Federal Credit Union
Columbia, SC |
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| 1-Year Asset Growth | 6.94% | |||
| 5-Year Asset Growth | 7.97% | |||
| 5-Year Charge-Offs to Average Loans | 0.33% | |||
| Charge-Offs to Average Loans | 0.61% | |||
| Non-Performing Assets to Assets | 0.45% | |||
| Non-Performing Loans to Capital | 3.50% | |||
| Non-Performing Loans to Loans | 0.75% | |||
| Balance Sheet |
Palmetto Citizens Federal Credit Union
Columbia, SC |
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| Total Assets | 1.39B | |||
| Total Deposits | 1.11B | |||
| Capital and Reserves |
Palmetto Citizens Federal Credit Union
Columbia, SC |
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| Capital | 170.46M | |||
| Leverage Ratio | 12.53 | |||
| Loan Loss Reserves to Loans | 1.38% | |||
| Liquidity |
Palmetto Citizens Federal Credit Union
Columbia, SC |
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| Hot Money Ratio | 10.69% | |||
| Liquidity Ratio | 29.72% | |||
| Profitability |
Palmetto Citizens Federal Credit Union
Columbia, SC |
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| 5-Year Return on Average Assets | 1.00% | |||
| Net Income | 2.83M | |||
| Net Interest Spread | 4.33% | |||
| Operating Profit to Average Assets | 1.27% | |||
| Overhead Efficiency Ratio | 75.32% | |||
| Return on Assets | 0.82% | |||
| Return on Equity | 6.74% | |||