B
F & A Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings F & A Federal Credit Union
Monterey Park, CA
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Rating B
Asset Quality Index 10.00
Capitalization Index 8.60
Liquidity Index 3.80
Profitability Index 3.80
Stability Index 7.90
Company Info F & A Federal Credit Union
Monterey Park, CA
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NCUA Charter Number 756
Phone Number (323) 268-1226
Website www.fafcu.org
Asset Quality F & A Federal Credit Union
Monterey Park, CA
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1-Year Asset Growth 8.71%
5-Year Asset Growth 8.97%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 0.97%
Non-Performing Loans to Loans 0.26%
Balance Sheet F & A Federal Credit Union
Monterey Park, CA
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Total Assets 2.93B
Total Deposits 1.98B
Capital and Reserves F & A Federal Credit Union
Monterey Park, CA
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Capital 310.02M
Leverage Ratio 12.30
Loan Loss Reserves to Loans 0.32%
Liquidity F & A Federal Credit Union
Monterey Park, CA
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Hot Money Ratio 23.90%
Liquidity Ratio 25.04%
Profitability F & A Federal Credit Union
Monterey Park, CA
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5-Year Return on Average Assets 0.60%
Net Income 13.19M
Net Interest Spread 1.55%
Operating Profit to Average Assets 0.64%
Overhead Efficiency Ratio 59.29%
Return on Assets 0.62%
Return on Equity 6.18%