B
Commonwealth Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Commonwealth Federal Credit Union
Frankfort, KY
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Rating B
Asset Quality Index 7.50
Capitalization Index 8.40
Liquidity Index 2.60
Profitability Index 7.30
Stability Index 5.70
Company Info Commonwealth Federal Credit Union
Frankfort, KY
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NCUA Charter Number 76
Phone Number (502) 564-4775
Website www.ccuky.org
Asset Quality Commonwealth Federal Credit Union
Frankfort, KY
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1-Year Asset Growth 11.77%
5-Year Asset Growth 12.27%
5-Year Charge-Offs to Average Loans 0.41%
Charge-Offs to Average Loans 0.86%
Non-Performing Assets to Assets 0.60%
Non-Performing Loans to Capital 5.51%
Non-Performing Loans to Loans 0.77%
Balance Sheet Commonwealth Federal Credit Union
Frankfort, KY
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Total Assets 2.66B
Total Deposits 2.30B
Capital and Reserves Commonwealth Federal Credit Union
Frankfort, KY
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Capital 265.50M
Leverage Ratio 11.41
Loan Loss Reserves to Loans 1.16%
Liquidity Commonwealth Federal Credit Union
Frankfort, KY
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Hot Money Ratio 24.05%
Liquidity Ratio 11.37%
Profitability Commonwealth Federal Credit Union
Frankfort, KY
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5-Year Return on Average Assets 0.94%
Net Income 21.39M
Net Interest Spread 4.12%
Operating Profit to Average Assets 1.86%
Overhead Efficiency Ratio 63.34%
Return on Assets 1.10%
Return on Equity 11.37%