Mercer County Improvement Authority Federal Credit Union

Hamilton, NJ

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Mercer County Improvement Authority Federal Credit Union Hamilton, NJ	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	5.00
Capitalization Index	6.50
Liquidity Index	5.20
Profitability Index	0.00
Stability Index	5.00

Company Info	Mercer County Improvement Authority Federal Credit Union Hamilton, NJ	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	763
Phone Number	(609) 689-1765
Website	--

Asset Quality	Mercer County Improvement Authority Federal Credit Union Hamilton, NJ	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-3.50%
5-Year Asset Growth	0.75%
5-Year Charge-Offs to Average Loans	1.28%
Charge-Offs to Average Loans	3.69%
Non-Performing Assets to Assets	0.97%
Non-Performing Loans to Capital	8.70%
Non-Performing Loans to Loans	1.72%

Balance Sheet	Mercer County Improvement Authority Federal Credit Union Hamilton, NJ	Click to Compare	Click to Compare	Click to Compare
Total Assets	414.00K
Total Deposits	376.00K

Capital and Reserves	Mercer County Improvement Authority Federal Credit Union Hamilton, NJ	Click to Compare	Click to Compare	Click to Compare
Capital	37.00K
Leverage Ratio	8.94
Loan Loss Reserves to Loans	3.88%

Liquidity	Mercer County Improvement Authority Federal Credit Union Hamilton, NJ	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	35.28%

Profitability	Mercer County Improvement Authority Federal Credit Union Hamilton, NJ	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	-2.04%
Net Income	-11.00K
Net Interest Spread	11.90%
Operating Profit to Average Assets	-3.29%
Overhead Efficiency Ratio	122.22%
Return on Assets	-3.62%
Return on Equity	-34.11%