B
Kerr County Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Kerr County Federal Credit Union
Kerrville, TX
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Rating B
Asset Quality Index 4.90
Capitalization Index 5.80
Liquidity Index 4.10
Profitability Index 5.60
Stability Index 5.60
Company Info Kerr County Federal Credit Union
Kerrville, TX
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NCUA Charter Number 764
Phone Number (830) 896-6801
Website kerrcountyfcu.com
Asset Quality Kerr County Federal Credit Union
Kerrville, TX
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1-Year Asset Growth 8.07%
5-Year Asset Growth 12.74%
5-Year Charge-Offs to Average Loans 0.61%
Charge-Offs to Average Loans 1.39%
Non-Performing Assets to Assets 1.10%
Non-Performing Loans to Capital 12.58%
Non-Performing Loans to Loans 0.58%
Balance Sheet Kerr County Federal Credit Union
Kerrville, TX
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Total Assets 158.73M
Total Deposits 139.16M
Capital and Reserves Kerr County Federal Credit Union
Kerrville, TX
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Capital 12.79M
Leverage Ratio 11.30
Loan Loss Reserves to Loans 0.95%
Liquidity Kerr County Federal Credit Union
Kerrville, TX
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Hot Money Ratio 21.30%
Liquidity Ratio 37.49%
Profitability Kerr County Federal Credit Union
Kerrville, TX
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5-Year Return on Average Assets 1.16%
Net Income 625.00K
Net Interest Spread 5.68%
Operating Profit to Average Assets 1.50%
Overhead Efficiency Ratio 75.23%
Return on Assets 0.54%
Return on Equity 6.60%