D
Resource One Credit Union
DallasTX
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Resource One Credit Union
Dallas, TX
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Rating D
Asset Quality Index 3.70
Capitalization Index 3.80
Liquidity Index 2.90
Profitability Index 4.60
Stability Index 1.60
Company Info Resource One Credit Union
Dallas, TX
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NCUA Charter Number 765
Phone Number (214) 319-3100
Website www.r1cu.org
Asset Quality Resource One Credit Union
Dallas, TX
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1-Year Asset Growth -15.74%
5-Year Asset Growth 6.93%
5-Year Charge-Offs to Average Loans 0.95%
Charge-Offs to Average Loans 1.57%
Non-Performing Assets to Assets 1.70%
Non-Performing Loans to Capital 22.04%
Non-Performing Loans to Loans 1.89%
Balance Sheet Resource One Credit Union
Dallas, TX
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Total Assets 662.84M
Total Deposits 611.22M
Capital and Reserves Resource One Credit Union
Dallas, TX
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Capital 39.78M
Leverage Ratio 7.61
Loan Loss Reserves to Loans 2.19%
Liquidity Resource One Credit Union
Dallas, TX
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Hot Money Ratio 14.28%
Liquidity Ratio 17.85%
Profitability Resource One Credit Union
Dallas, TX
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5-Year Return on Average Assets -0.04%
Net Income 1.16M
Net Interest Spread 4.46%
Operating Profit to Average Assets 1.30%
Overhead Efficiency Ratio 78.75%
Return on Assets 0.22%
Return on Equity 4.03%