Members Trust of the Southwest Federal Credit Union

Houston, TX

Rating Date

December 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	Members Trust of the Southwest Federal Credit Union Houston, TX	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	8.30
Capitalization Index	4.80
Liquidity Index	2.30
Profitability Index	5.40
Stability Index	4.00

Company Info	Members Trust of the Southwest Federal Credit Union Houston, TX	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	766
Phone Number	(281) 953-7200
Website	www.mtfcu.coop

Asset Quality	Members Trust of the Southwest Federal Credit Union Houston, TX	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	7.23%
5-Year Asset Growth	8.74%
5-Year Charge-Offs to Average Loans	0.15%
Charge-Offs to Average Loans	0.18%
Non-Performing Assets to Assets	0.22%
Non-Performing Loans to Capital	3.07%
Non-Performing Loans to Loans	0.26%

Balance Sheet	Members Trust of the Southwest Federal Credit Union Houston, TX	Click to Compare	Click to Compare	Click to Compare
Total Assets	253.72M
Total Deposits	235.66M

Capital and Reserves	Members Trust of the Southwest Federal Credit Union Houston, TX	Click to Compare	Click to Compare	Click to Compare
Capital	16.95M
Leverage Ratio	8.23
Loan Loss Reserves to Loans	0.51%

Liquidity	Members Trust of the Southwest Federal Credit Union Houston, TX	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	36.97%
Liquidity Ratio	8.19%

Profitability	Members Trust of the Southwest Federal Credit Union Houston, TX	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.62%
Net Income	1.53M
Net Interest Spread	2.84%
Operating Profit to Average Assets	1.03%
Overhead Efficiency Ratio	69.26%
Return on Assets	0.82%
Return on Equity	13.45%