Members Trust of the Southwest Federal Credit Union

Houston, TX

Rating Date

September 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	Members Trust of the Southwest Federal Credit Union Houston, TX	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	8.70
Capitalization Index	4.60
Liquidity Index	2.50
Profitability Index	4.60
Stability Index	3.80

Company Info	Members Trust of the Southwest Federal Credit Union Houston, TX	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	766
Phone Number	(713) 681-0339
Website	www.mtfcu.coop

Asset Quality	Members Trust of the Southwest Federal Credit Union Houston, TX	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	5.05%
5-Year Asset Growth	8.74%
5-Year Charge-Offs to Average Loans	0.15%
Charge-Offs to Average Loans	0.19%
Non-Performing Assets to Assets	0.26%
Non-Performing Loans to Capital	3.99%
Non-Performing Loans to Loans	0.33%

Balance Sheet	Members Trust of the Southwest Federal Credit Union Houston, TX	Click to Compare	Click to Compare	Click to Compare
Total Assets	249.82M
Total Deposits	233.09M

Capital and Reserves	Members Trust of the Southwest Federal Credit Union Houston, TX	Click to Compare	Click to Compare	Click to Compare
Capital	15.52M
Leverage Ratio	8.11
Loan Loss Reserves to Loans	0.48%

Liquidity	Members Trust of the Southwest Federal Credit Union Houston, TX	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	36.55%
Liquidity Ratio	9.41%

Profitability	Members Trust of the Southwest Federal Credit Union Houston, TX	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.62%
Net Income	924.00K
Net Interest Spread	2.75%
Operating Profit to Average Assets	0.94%
Overhead Efficiency Ratio	71.29%
Return on Assets	0.75%
Return on Equity	12.58%