B
Big Island Federal Credit Union
HiloHI
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Big Island Federal Credit Union
Hilo, HI
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Rating B
Asset Quality Index 8.10
Capitalization Index 6.60
Liquidity Index 6.30
Profitability Index 0.20
Stability Index 5.50
Company Info Big Island Federal Credit Union
Hilo, HI
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NCUA Charter Number 771
Phone Number (808) 935-9778
Website www.bigislandfcu.com
Asset Quality Big Island Federal Credit Union
Hilo, HI
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1-Year Asset Growth 10.66%
5-Year Asset Growth 8.52%
5-Year Charge-Offs to Average Loans 0.41%
Charge-Offs to Average Loans 0.13%
Non-Performing Assets to Assets 0.47%
Non-Performing Loans to Capital 4.87%
Non-Performing Loans to Loans 2.05%
Balance Sheet Big Island Federal Credit Union
Hilo, HI
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Total Assets 188.15M
Total Deposits 169.64M
Capital and Reserves Big Island Federal Credit Union
Hilo, HI
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Capital 17.06M
Leverage Ratio 9.10
Loan Loss Reserves to Loans 2.44%
Liquidity Big Island Federal Credit Union
Hilo, HI
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Hot Money Ratio 16.88%
Liquidity Ratio 25.50%
Profitability Big Island Federal Credit Union
Hilo, HI
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5-Year Return on Average Assets 0.72%
Net Income -252.00K
Net Interest Spread 3.11%
Operating Profit to Average Assets 0.25%
Overhead Efficiency Ratio 79.55%
Return on Assets -0.19%
Return on Equity -1.99%