| Weiss Ratings |
Hometown Federal Credit Union
Peru, IN |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 7.00 | |||
| Company Info |
Hometown Federal Credit Union
Peru, IN |
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| NCUA Charter Number | 774 | |||
| Phone Number | (765) 472-7600 | |||
| Website | www.hometownfcu.org/ | |||
| Asset Quality |
Hometown Federal Credit Union
Peru, IN |
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| 1-Year Asset Growth | -2.28% | |||
| 5-Year Asset Growth | 6.34% | |||
| 5-Year Charge-Offs to Average Loans | 0.22% | |||
| Charge-Offs to Average Loans | -0.10% | |||
| Non-Performing Assets to Assets | 0.85% | |||
| Non-Performing Loans to Capital | 3.58% | |||
| Non-Performing Loans to Loans | 1.38% | |||
| Balance Sheet |
Hometown Federal Credit Union
Peru, IN |
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| Total Assets | 35.82M | |||
| Total Deposits | 24.74M | |||
| Capital and Reserves |
Hometown Federal Credit Union
Peru, IN |
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| Capital | 11.00M | |||
| Leverage Ratio | 30.72 | |||
| Loan Loss Reserves to Loans | 1.63% | |||
| Liquidity |
Hometown Federal Credit Union
Peru, IN |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 25.61% | |||
| Profitability |
Hometown Federal Credit Union
Peru, IN |
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| 5-Year Return on Average Assets | 2.40% | |||
| Net Income | 723.00K | |||
| Net Interest Spread | 7.10% | |||
| Operating Profit to Average Assets | 3.98% | |||
| Overhead Efficiency Ratio | 49.56% | |||
| Return on Assets | 3.98% | |||
| Return on Equity | 13.60% | |||