| Weiss Ratings |
Hometown Federal Credit Union
Peru, IN |
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| Rating | ||||
| Asset Quality Index | 9.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 7.00 | |||
| Company Info |
Hometown Federal Credit Union
Peru, IN |
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| NCUA Charter Number | 774 | |||
| Phone Number | (765) 472-7600 | |||
| Website | www.hometownfcu.org/ | |||
| Asset Quality |
Hometown Federal Credit Union
Peru, IN |
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| 1-Year Asset Growth | -4.15% | |||
| 5-Year Asset Growth | 6.34% | |||
| 5-Year Charge-Offs to Average Loans | 0.22% | |||
| Charge-Offs to Average Loans | 0.19% | |||
| Non-Performing Assets to Assets | 0.80% | |||
| Non-Performing Loans to Capital | 2.41% | |||
| Non-Performing Loans to Loans | 1.10% | |||
| Balance Sheet |
Hometown Federal Credit Union
Peru, IN |
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| Total Assets | 35.54M | |||
| Total Deposits | 24.09M | |||
| Capital and Reserves |
Hometown Federal Credit Union
Peru, IN |
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| Capital | 11.37M | |||
| Leverage Ratio | 31.98 | |||
| Loan Loss Reserves to Loans | 1.57% | |||
| Liquidity |
Hometown Federal Credit Union
Peru, IN |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 27.53% | |||
| Profitability |
Hometown Federal Credit Union
Peru, IN |
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| 5-Year Return on Average Assets | 2.40% | |||
| Net Income | 1.08M | |||
| Net Interest Spread | 7.25% | |||
| Operating Profit to Average Assets | 4.11% | |||
| Overhead Efficiency Ratio | 47.77% | |||
| Return on Assets | 4.00% | |||
| Return on Equity | 13.36% | |||