Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.9 on a scale of 0 to 10).
Other Rating Factors:
Good liquidity 5.6, driven by a liquidity ratio of 50.2 percent and a “hot money” ratio of 0.0 percent. A current level of 2.3 percent of nonperforming loans to core capital combined with 17.7 percent from a year earlier contributes to the Excellent asset quality (9.7).
Asset Mix:
Consumer loans (39%), other (61%)
Largest Competitors
Denver, CO
Denver, CO
Denver, CO