Major Rating Factors:
Fair current capitalization (5.0 on a scale of 0 to 10) based on a net capital to total assets of 7.3 and a net worth ratio of 9.3. Operating profits as a percentage of assets at 0.7%, coupled with a return on assets of 0.4 has resulted in Fair (3.3) profitability.
Other Rating Factors:
A current level of 3.1 percent of nonperforming loans to core capital combined with 3.6 percent from a year earlier contributes to the Excellent asset quality (9.3). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.3 on a scale of 0 to 10).
Asset Mix:
Home mtgs (21%), consumer loans (14%), other (65%)
Corporate Info
3700 East Alameda Avenue
Denver, CO 80209
Denver, CO 80209
(303) 321-4209
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Denver, CO
Denver, CO
Denver, CO