Lokahi Federal Credit Union
Major Rating Factors:
Weak current capitalization (2.3 on a scale of 0 to 10) based on a net capital to total assets of 5.0 and a net worth ratio of 0.0.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.9 on a scale of 0 to 10). Fair liquidity 3.2, driven by a liquidity ratio of 10.3 percent and a “hot money” ratio of 13.1 percent.
Asset Mix:
Home mtgs (17%), consumer loans (12%), securities (2%), other (69%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1260 Kuala Street
Pearl City, HI 96782
Pearl City, HI 96782
Phone Number
(808) 423-1391
NCUA Charter Number
Website
Largest Competitors
Honolulu, HI
Honolulu, HI
Honolulu, HI
Honolulu, HI
Honolulu, HI