D
Lokahi Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Lokahi Federal Credit Union
Pearl City, HI
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Rating D
Asset Quality Index 8.30
Capitalization Index 3.30
Liquidity Index 3.00
Profitability Index 3.20
Stability Index 3.10
Company Info Lokahi Federal Credit Union
Pearl City, HI
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NCUA Charter Number 788
Phone Number (808) 423-1391
Website www.lokahifcu.com
Asset Quality Lokahi Federal Credit Union
Pearl City, HI
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1-Year Asset Growth 2.40%
5-Year Asset Growth 1.70%
5-Year Charge-Offs to Average Loans 0.34%
Charge-Offs to Average Loans 0.43%
Non-Performing Assets to Assets 0.27%
Non-Performing Loans to Capital 4.66%
Non-Performing Loans to Loans 0.47%
Balance Sheet Lokahi Federal Credit Union
Pearl City, HI
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Total Assets 688.67M
Total Deposits 597.00M
Capital and Reserves Lokahi Federal Credit Union
Pearl City, HI
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Capital 38.29M
Leverage Ratio 9.50
Loan Loss Reserves to Loans 0.56%
Liquidity Lokahi Federal Credit Union
Pearl City, HI
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Hot Money Ratio 17.60%
Liquidity Ratio 8.84%
Profitability Lokahi Federal Credit Union
Pearl City, HI
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5-Year Return on Average Assets 0.11%
Net Income 1.86M
Net Interest Spread 2.75%
Operating Profit to Average Assets 0.64%
Overhead Efficiency Ratio 81.02%
Return on Assets 0.36%
Return on Equity 7.26%