B
Cosden Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cosden Federal Credit Union
Big Spring, TX
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 9.90
Capitalization Index 8.80
Liquidity Index 5.10
Profitability Index 6.10
Stability Index 5.70
Company Info Cosden Federal Credit Union
Big Spring, TX
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 791
Phone Number (432) 264-2600
Website www.cosden.org
Asset Quality Cosden Federal Credit Union
Big Spring, TX
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 4.38%
5-Year Asset Growth 7.02%
5-Year Charge-Offs to Average Loans 0.37%
Charge-Offs to Average Loans 1.17%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 1.01%
Non-Performing Loans to Loans 0.23%
Balance Sheet Cosden Federal Credit Union
Big Spring, TX
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 63.67M
Total Deposits 56.29M
Capital and Reserves Cosden Federal Credit Union
Big Spring, TX
Click to
Compare
Click to
Compare
Click to
Compare
Capital 6.81M
Leverage Ratio 10.70
Loan Loss Reserves to Loans 0.37%
Liquidity Cosden Federal Credit Union
Big Spring, TX
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 2.45%
Liquidity Ratio 22.41%
Profitability Cosden Federal Credit Union
Big Spring, TX
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.62%
Net Income 337.00K
Net Interest Spread 4.79%
Operating Profit to Average Assets 0.59%
Overhead Efficiency Ratio 69.88%
Return on Assets 2.17%
Return on Equity 19.92%