B
Cosden Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cosden Federal Credit Union
Big Spring, TX
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Rating B
Asset Quality Index 9.20
Capitalization Index 8.40
Liquidity Index 5.40
Profitability Index 5.60
Stability Index 4.90
Company Info Cosden Federal Credit Union
Big Spring, TX
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NCUA Charter Number 791
Phone Number (432) 264-2600
Website www.cosden.org
Asset Quality Cosden Federal Credit Union
Big Spring, TX
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1-Year Asset Growth -9.90%
5-Year Asset Growth 7.90%
5-Year Charge-Offs to Average Loans 0.52%
Charge-Offs to Average Loans 0.68%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 2.33%
Non-Performing Loans to Loans 0.63%
Balance Sheet Cosden Federal Credit Union
Big Spring, TX
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Total Assets 61.00M
Total Deposits 54.23M
Capital and Reserves Cosden Federal Credit Union
Big Spring, TX
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Capital 6.36M
Leverage Ratio 10.42
Loan Loss Reserves to Loans 1.18%
Liquidity Cosden Federal Credit Union
Big Spring, TX
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Hot Money Ratio 2.57%
Liquidity Ratio 15.08%
Profitability Cosden Federal Credit Union
Big Spring, TX
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5-Year Return on Average Assets 0.41%
Net Income 327.00K
Net Interest Spread 3.97%
Operating Profit to Average Assets 0.96%
Overhead Efficiency Ratio 67.50%
Return on Assets 2.16%
Return on Equity 20.81%