B
Rome Federal Credit Union
RomeNY
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Rome Federal Credit Union
Rome, NY
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Rating B
Asset Quality Index 5.40
Capitalization Index 9.30
Liquidity Index 5.40
Profitability Index 7.50
Stability Index 6.70
Company Info Rome Federal Credit Union
Rome, NY
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NCUA Charter Number 797
Phone Number (315) 339-1658
Website romefcu.com
Asset Quality Rome Federal Credit Union
Rome, NY
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1-Year Asset Growth 8.15%
5-Year Asset Growth 6.86%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.26%
Non-Performing Assets to Assets 1.78%
Non-Performing Loans to Capital 15.30%
Non-Performing Loans to Loans 3.52%
Balance Sheet Rome Federal Credit Union
Rome, NY
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Total Assets 31.28M
Total Deposits 27.82M
Capital and Reserves Rome Federal Credit Union
Rome, NY
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Capital 3.46M
Leverage Ratio 11.08
Loan Loss Reserves to Loans 1.13%
Liquidity Rome Federal Credit Union
Rome, NY
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Hot Money Ratio 25.67%
Liquidity Ratio 36.37%
Profitability Rome Federal Credit Union
Rome, NY
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5-Year Return on Average Assets 1.00%
Net Income 199.00K
Net Interest Spread 4.83%
Operating Profit to Average Assets 1.06%
Overhead Efficiency Ratio 76.41%
Return on Assets 0.87%
Return on Equity 7.96%