C
University Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings University Federal Credit Union
Grand Forks, ND
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Rating C
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 6.80
Stability Index 5.70
Company Info University Federal Credit Union
Grand Forks, ND
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NCUA Charter Number 820
Phone Number (701) 775-3738
Website www.universityfederalcu.org
Asset Quality University Federal Credit Union
Grand Forks, ND
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1-Year Asset Growth -4.50%
5-Year Asset Growth 5.78%
5-Year Charge-Offs to Average Loans 0.21%
Charge-Offs to Average Loans 0.29%
Non-Performing Assets to Assets 0.18%
Non-Performing Loans to Capital 1.50%
Non-Performing Loans to Loans 0.30%
Balance Sheet University Federal Credit Union
Grand Forks, ND
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Total Assets 44.98M
Total Deposits 39.49M
Capital and Reserves University Federal Credit Union
Grand Forks, ND
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Capital 5.28M
Leverage Ratio 12.60
Loan Loss Reserves to Loans 0.92%
Liquidity University Federal Credit Union
Grand Forks, ND
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Hot Money Ratio 5.54%
Liquidity Ratio 25.60%
Profitability University Federal Credit Union
Grand Forks, ND
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5-Year Return on Average Assets 0.81%
Net Income 327.00K
Net Interest Spread 3.50%
Operating Profit to Average Assets 1.32%
Overhead Efficiency Ratio 69.79%
Return on Assets 0.96%
Return on Equity 9.05%