A
Santa Barbara Teachers Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
11.57
Leverage
Ratio
12.30
Return On
Assets
1.54%
Total
Assets
288.67M
Capital
33.39M
Total
Deposits
253.68M
Net
Income
1.09M
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Weiss Ratings Santa Barbara Teachers Federal Credit Union
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 7.90
Profitability Index 7.40
Stability Index 8.10
Company Info Santa Barbara Teachers Federal Credit Union
Santa Barbara, CA 		Click to
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NCUA Charter Number 821
Phone Number (805) 682-2467
Website www.sbtfcu.org
Asset Quality Santa Barbara Teachers Federal Credit Union
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1-Year Asset Growth -0.06%
5-Year Asset Growth 3.60%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Santa Barbara Teachers Federal Credit Union
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Total Assets 288.67M
Total Deposits 253.68M
Capital and Reserves Santa Barbara Teachers Federal Credit Union
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Capital 33.39M
Leverage Ratio 12.30
Loan Loss Reserves to Loans 0.19%
Liquidity Santa Barbara Teachers Federal Credit Union
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Hot Money Ratio 0.00%
Liquidity Ratio 79.05%
Profitability Santa Barbara Teachers Federal Credit Union
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5-Year Return on Average Assets 0.56%
Net Income 1.09M
Net Interest Spread 4.27%
Operating Profit to Average Assets 1.52%
Overhead Efficiency Ratio 47.32%
Return on Assets 1.54%
Return on Equity 13.38%