B
Shell Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Shell Federal Credit Union
Deer Park, TX
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 6.50
Capitalization Index 10.00
Liquidity Index 2.60
Profitability Index 9.10
Stability Index 5.70
Company Info Shell Federal Credit Union
Deer Park, TX
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 823
Phone Number (713) 844-1100
Website www.shellfcu.org
Asset Quality Shell Federal Credit Union
Deer Park, TX
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 4.27%
5-Year Asset Growth 8.93%
5-Year Charge-Offs to Average Loans 0.56%
Charge-Offs to Average Loans 0.97%
Non-Performing Assets to Assets 0.72%
Non-Performing Loans to Capital 5.22%
Non-Performing Loans to Loans 0.78%
Balance Sheet Shell Federal Credit Union
Deer Park, TX
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 1.91B
Total Deposits 1.61B
Capital and Reserves Shell Federal Credit Union
Deer Park, TX
Click to
Compare
Click to
Compare
Click to
Compare
Capital 241.07M
Leverage Ratio 13.07
Loan Loss Reserves to Loans 0.85%
Liquidity Shell Federal Credit Union
Deer Park, TX
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 14.75%
Liquidity Ratio 11.20%
Profitability Shell Federal Credit Union
Deer Park, TX
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.39%
Net Income 12.56M
Net Interest Spread 5.55%
Operating Profit to Average Assets 2.02%
Overhead Efficiency Ratio 76.35%
Return on Assets 1.35%
Return on Equity 10.76%