D
Otero County Teachers Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
6.71
Leverage
Ratio
6.71
Return On
Assets
-0.41%
Total
Assets
4.31M
Capital
289.00K
Total
Deposits
4.00M
Net
Income
-19.00K
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Weiss Ratings Otero County Teachers Federal Credit Union
La Junta, CO 		Click to
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Rating D
Asset Quality Index 5.70
Capitalization Index 5.00
Liquidity Index 8.10
Profitability Index 3.90
Stability Index 1.70
Company Info Otero County Teachers Federal Credit Union
La Junta, CO 		Click to
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NCUA Charter Number 824
Phone Number (719) 384-7488
Website oterocountyteachersfcu.com
Asset Quality Otero County Teachers Federal Credit Union
La Junta, CO 		Click to
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1-Year Asset Growth -9.90%
5-Year Asset Growth 1.59%
5-Year Charge-Offs to Average Loans 0.56%
Charge-Offs to Average Loans 3.63%
Non-Performing Assets to Assets 0.79%
Non-Performing Loans to Capital 13.08%
Non-Performing Loans to Loans 4.45%
Balance Sheet Otero County Teachers Federal Credit Union
La Junta, CO 		Click to
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Total Assets 4.31M
Total Deposits 4.00M
Capital and Reserves Otero County Teachers Federal Credit Union
La Junta, CO 		Click to
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Capital 289.00K
Leverage Ratio 6.71
Loan Loss Reserves to Loans 1.77%
Liquidity Otero County Teachers Federal Credit Union
La Junta, CO 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 83.70%
Profitability Otero County Teachers Federal Credit Union
La Junta, CO 		Click to
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5-Year Return on Average Assets -0.35%
Net Income -19.00K
Net Interest Spread 6.01%
Operating Profit to Average Assets -0.41%
Overhead Efficiency Ratio 75.00%
Return on Assets -0.41%
Return on Equity -5.94%