| Weiss Ratings |
Pearl Hawaii Federal Credit Union
Waipahu, HI |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 5.60 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 2.80 | |||
| Stability Index | 4.90 | |||
| Company Info |
Pearl Hawaii Federal Credit Union
Waipahu, HI |
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| NCUA Charter Number | 825 | |||
| Phone Number | (808) 737-4328 | |||
| Website | www.pearlhawaii.com | |||
| Asset Quality |
Pearl Hawaii Federal Credit Union
Waipahu, HI |
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| 1-Year Asset Growth | -3.22% | |||
| 5-Year Asset Growth | 3.42% | |||
| 5-Year Charge-Offs to Average Loans | 0.56% | |||
| Charge-Offs to Average Loans | 0.43% | |||
| Non-Performing Assets to Assets | 0.44% | |||
| Non-Performing Loans to Capital | 4.91% | |||
| Non-Performing Loans to Loans | 0.70% | |||
| Balance Sheet |
Pearl Hawaii Federal Credit Union
Waipahu, HI |
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| Total Assets | 437.75M | |||
| Total Deposits | 396.68M | |||
| Capital and Reserves |
Pearl Hawaii Federal Credit Union
Waipahu, HI |
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| Capital | 37.53M | |||
| Leverage Ratio | 10.25 | |||
| Loan Loss Reserves to Loans | 0.58% | |||
| Liquidity |
Pearl Hawaii Federal Credit Union
Waipahu, HI |
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| Hot Money Ratio | 7.99% | |||
| Liquidity Ratio | 19.20% | |||
| Profitability |
Pearl Hawaii Federal Credit Union
Waipahu, HI |
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| 5-Year Return on Average Assets | 0.41% | |||
| Net Income | 494.00K | |||
| Net Interest Spread | 3.19% | |||
| Operating Profit to Average Assets | 0.64% | |||
| Overhead Efficiency Ratio | 81.10% | |||
| Return on Assets | 0.45% | |||
| Return on Equity | 5.32% | |||