| Weiss Ratings |
Pearl Hawaii Federal Credit Union
Waipahu, HI |
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| Rating | ||||
| Asset Quality Index | 9.70 | |||
| Capitalization Index | 6.80 | |||
| Liquidity Index | 4.90 | |||
| Profitability Index | 7.30 | |||
| Stability Index | 5.20 | |||
| Company Info |
Pearl Hawaii Federal Credit Union
Waipahu, HI |
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| NCUA Charter Number | 825 | |||
| Phone Number | (808) 737-4328 | |||
| Website | www.pearlhawaii.com | |||
| Asset Quality |
Pearl Hawaii Federal Credit Union
Waipahu, HI |
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| 1-Year Asset Growth | 5.80% | |||
| 5-Year Asset Growth | 4.60% | |||
| 5-Year Charge-Offs to Average Loans | 0.52% | |||
| Charge-Offs to Average Loans | 0.56% | |||
| Non-Performing Assets to Assets | 0.25% | |||
| Non-Performing Loans to Capital | 2.50% | |||
| Non-Performing Loans to Loans | 0.48% | |||
| Balance Sheet |
Pearl Hawaii Federal Credit Union
Waipahu, HI |
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| Total Assets | 502.96M | |||
| Total Deposits | 449.92M | |||
| Capital and Reserves |
Pearl Hawaii Federal Credit Union
Waipahu, HI |
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| Capital | 49.20M | |||
| Leverage Ratio | 10.07 | |||
| Loan Loss Reserves to Loans | 0.58% | |||
| Liquidity |
Pearl Hawaii Federal Credit Union
Waipahu, HI |
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| Hot Money Ratio | 15.09% | |||
| Liquidity Ratio | 28.45% | |||
| Profitability |
Pearl Hawaii Federal Credit Union
Waipahu, HI |
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| 5-Year Return on Average Assets | 0.43% | |||
| Net Income | 4.23M | |||
| Net Interest Spread | 3.71% | |||
| Operating Profit to Average Assets | 1.36% | |||
| Overhead Efficiency Ratio | 65.84% | |||
| Return on Assets | 1.15% | |||
| Return on Equity | 12.27% | |||